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At today's rate and a 90% mortgage, the deposit on this unit is about HK$323K, with repayments around HK$14,084/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$28,168/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tin Hau Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- A
- Saleable Area
- 170 Saleable ft²
- Gross Area
- 278 ft²
- Efficiency
- 61%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-25 | HK$3.18M | +13.6% 0.2y |
| 2026-04-21 | HK$2.80M | −3.4% 9.6y · 0.0%/yr |
| 2016-09-07 | HK$2.90M | +67.6% 6.3y · 11.0%/yr |
| 2010-05-18 | HK$1.73M | +16.9% |
| 2010-02-23 | HK$1.48M | +28.7% |
| 1999-03-17 | HK$1.15M | −25.3% |
| 1998-06-26 | HK$1.54M | — |