28/F D

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F A 1,004 ft² 1/F B 1,058 ft² 1/F C 1,000 ft² 1/F D 1,057 ft² 2/F A 1,037 ft² 2/F C 1,000 ft² 3/F A 1,004 ft² 3/F B 1,058 ft² 3/F C 1,000 ft² 3/F D 1,057 ft² 4/F A 1,004 ft² 4/F B 1,058 ft² 4/F D 1,057 ft² 5/F A 1,004 ft² 5/F B 1,058 ft² 5/F D 1,057 ft² 6/F A 1,004 ft² 6/F B 1,058 ft² 6/F D 1,057 ft² 7/F A 1,004 ft² 7/F B 1,058 ft² 7/F C 1,000 ft² 7/F D 1,057 ft² 8/F A 1,004 ft² 8/F B 1,058 ft² 8/F C 1,000 ft² 9/F A 1,004 ft² 9/F B 1,058 ft² 9/F C 1,000 ft² 9/F D 1,057 ft² 10/F A 1,004 ft² 10/F B 1,058 ft² 10/F D 1,057 ft² 11/F A 1,004 ft² 11/F C 1,000 ft² 11/F D 1,057 ft² 12/F A 1,004 ft² 12/F B 1,058 ft² 12/F D 1,057 ft² 13/F A 1,004 ft² 13/F B 1,058 ft² 13/F C 1,000 ft² 14/F A 1,004 ft² 14/F B 1,058 ft² 14/F C 1,000 ft² 14/F D 1,057 ft² 15/F A 1,004 ft² 15/F B 1,058 ft² 15/F C 1,000 ft² 16/F B 1,058 ft² 16/F C 1,000 ft² 16/F D 1,057 ft² 17/F A 1,004 ft² 17/F B 1,058 ft² 17/F C 1,000 ft² 17/F D 1,057 ft² 18/F C 1,000 ft² 18/F D 1,057 ft² 19/F A 1,004 ft² 19/F C 1,000 ft² 20/F B 1,058 ft² 20/F C 1,000 ft² 20/F D 1,057 ft² 21/F B 1,058 ft² 21/F C 1,000 ft² 21/F D 1,057 ft² 22/F B 1,058 ft² 22/F C 1,000 ft² 22/F D 1,057 ft² 23/F A 1,004 ft² 23/F B 1,058 ft² 23/F C 1,000 ft² 24/F B 1,058 ft² 24/F C 1,000 ft² 24/F D 1,057 ft² 25/F A 1,004 ft² 25/F B 1,058 ft² 25/F C 1,000 ft² 25/F D 1,057 ft² 26/F C 1,000 ft² 26/F A 1,004 ft² 26/F D 1,057 ft² 27/F A 1,004 ft² 27/F B 1,058 ft² 27/F D 1,057 ft² 28/F A 1,004 ft² 28/F B 1,058 ft² 28/F D 1,057 ft² 29/F A 1,004 ft² 29/F B 1,058 ft² 29/F C 1,000 ft² 29/F D 1,057 ft² 30/F A 1,004 ft² 30/F B 1,058 ft² 30/F C 1,000 ft² 30/F D 1,057 ft² 31/F C 1,000 ft² 31/F A 1,004 ft² 31/F D 1,057 ft² 32/F B 1,058 ft² 32/F D 1,057 ft² 33/F A 1,004 ft² 33/F B 1,058 ft² 33/F D 1,057 ft² 34/F C 1,000 ft² 34/F D 1,057 ft²

Crescira AVM · estimated value ● Medium confidence

HK$23.51M

≈ HK$22,242 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.05M, with repayments around HK$79,759/mo for the first 5 years.

Open full planner →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$75,053

−HK$4,706/mo

▼ 0.25% · 3.875%

HK$77,387

−HK$2,372/mo

Today · 4.125%

HK$79,759

baseline

▲ 0.50% · 4.625%

HK$84,612

+HK$4,853/mo

Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,518/mo (50% DSR)

Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,178 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 28/F
Flat: D
Saleable Area: 1,057 ft²
Gross Area: 1,290 ft²
Efficiency: 82%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
1999-06-26	HK$7.60M	+0.7% 0.3y	HK$7,190	HK$5,892
1999-03-05	HK$7.55M	—	HK$7,143	HK$5,853

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Central

≈ 8 min walk · 589 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (20 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Central Station (a rail station within an 8-min walk earns this label).

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building