▼ 0.50% · 3.625%
HK$21,510
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,179
−HK$680/mo
Today · 4.125%
HK$22,859
baseline
▲ 0.50% · 4.625%
HK$24,250
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,718/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,930
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,572
−HK$651/mo
Today · 4.125%
HK$25,223
baseline
▲ 0.50% · 4.625%
HK$26,552
+HK$1,329/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,446/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,661
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,397
−HK$748/mo
Today · 4.125%
HK$25,145
baseline
▲ 0.50% · 4.625%
HK$26,675
+HK$1,530/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$50,290/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,323
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,029
−HK$716/mo
Today · 4.125%
HK$27,745
baseline
▲ 0.50% · 4.625%
HK$29,208
+HK$1,463/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$55,490/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,812
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,615
−HK$816/mo
Today · 4.125%
HK$27,431
baseline
▲ 0.50% · 4.625%
HK$29,100
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,862/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,716
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,486
−HK$781/mo
Today · 4.125%
HK$30,267
baseline
▲ 0.50% · 4.625%
HK$31,863
+HK$1,596/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,534/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,963
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,833
−HK$884/mo
Today · 4.125%
HK$29,717
baseline
▲ 0.50% · 4.625%
HK$31,525
+HK$1,808/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,434/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,109
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,943
−HK$847/mo
Today · 4.125%
HK$32,790
baseline
▲ 0.50% · 4.625%
HK$34,518
+HK$1,728/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,580/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,114
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,051
−HK$952/mo
Today · 4.125%
HK$32,003
baseline
▲ 0.50% · 4.625%
HK$33,950
+HK$1,947/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$64,006/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,502
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,400
−HK$912/mo
Today · 4.125%
HK$35,312
baseline
▲ 0.50% · 4.625%
HK$37,173
+HK$1,861/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,624/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,265
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,269
−HK$1,020/mo
Today · 4.125%
HK$34,289
baseline
▲ 0.50% · 4.625%
HK$36,375
+HK$2,086/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,578/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,895
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,858
−HK$976/mo
Today · 4.125%
HK$37,834
baseline
▲ 0.50% · 4.625%
HK$39,829
+HK$1,995/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,668/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,416
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,487
−HK$1,088/mo
Today · 4.125%
HK$36,575
baseline
▲ 0.50% · 4.625%
HK$38,800
+HK$2,225/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,150/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,288
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,315
−HK$1,042/mo
Today · 4.125%
HK$40,357
baseline
▲ 0.50% · 4.625%
HK$42,484
+HK$2,127/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,714/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,567
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,705
−HK$1,156/mo
Today · 4.125%
HK$38,861
baseline
▲ 0.50% · 4.625%
HK$41,225
+HK$2,364/mo
Deposit HK$1.41M · loan HK$8.02M · min. income ≈ HK$77,722/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,681
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,772
−HK$1,107/mo
Today · 4.125%
HK$42,879
baseline
▲ 0.50% · 4.625%
HK$45,139
+HK$2,260/mo
Deposit HK$1.41M · loan HK$8.02M · min. income ≈ HK$85,758/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,719
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,923
−HK$1,224/mo
Today · 4.125%
HK$41,147
baseline
▲ 0.50% · 4.625%
HK$43,650
+HK$2,503/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,294/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,074
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,229
−HK$1,172/mo
Today · 4.125%
HK$45,401
baseline
▲ 0.50% · 4.625%
HK$47,794
+HK$2,393/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,802/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,328 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).