▼ 0.50% · 3.625%
HK$19,606
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,215
−HK$620/mo
Today · 4.125%
HK$20,835
baseline
▲ 0.50% · 4.625%
HK$22,103
+HK$1,268/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,670/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,811
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,396
−HK$593/mo
Today · 4.125%
HK$22,989
baseline
▲ 0.50% · 4.625%
HK$24,201
+HK$1,212/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,978/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,566
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,237
−HK$682/mo
Today · 4.125%
HK$22,919
baseline
▲ 0.50% · 4.625%
HK$24,313
+HK$1,394/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,838/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,992
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,636
−HK$652/mo
Today · 4.125%
HK$25,288
baseline
▲ 0.50% · 4.625%
HK$26,621
+HK$1,333/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,576/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,527
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,259
−HK$743/mo
Today · 4.125%
HK$25,002
baseline
▲ 0.50% · 4.625%
HK$26,523
+HK$1,521/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,004/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,173
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,875
−HK$712/mo
Today · 4.125%
HK$27,587
baseline
▲ 0.50% · 4.625%
HK$29,042
+HK$1,455/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,174/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,487
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,280
−HK$806/mo
Today · 4.125%
HK$27,086
baseline
▲ 0.50% · 4.625%
HK$28,734
+HK$1,648/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,172/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,354
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,115
−HK$771/mo
Today · 4.125%
HK$29,886
baseline
▲ 0.50% · 4.625%
HK$31,462
+HK$1,576/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,772/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,448
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,302
−HK$867/mo
Today · 4.125%
HK$29,169
baseline
▲ 0.50% · 4.625%
HK$30,944
+HK$1,775/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,338/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,536
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,354
−HK$831/mo
Today · 4.125%
HK$32,185
baseline
▲ 0.50% · 4.625%
HK$33,882
+HK$1,697/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,370/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,408
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,323
−HK$930/mo
Today · 4.125%
HK$31,253
baseline
▲ 0.50% · 4.625%
HK$33,154
+HK$1,901/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,506/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,717
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,594
−HK$890/mo
Today · 4.125%
HK$34,484
baseline
▲ 0.50% · 4.625%
HK$36,302
+HK$1,818/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,968/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,369
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,345
−HK$991/mo
Today · 4.125%
HK$33,336
baseline
▲ 0.50% · 4.625%
HK$35,365
+HK$2,029/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,672/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,898
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,834
−HK$949/mo
Today · 4.125%
HK$36,783
baseline
▲ 0.50% · 4.625%
HK$38,722
+HK$1,939/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,566/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,330
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,366
−HK$1,054/mo
Today · 4.125%
HK$35,420
baseline
▲ 0.50% · 4.625%
HK$37,575
+HK$2,155/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,840/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,079
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,073
−HK$1,009/mo
Today · 4.125%
HK$39,082
baseline
▲ 0.50% · 4.625%
HK$41,142
+HK$2,060/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,164/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,290
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,388
−HK$1,115/mo
Today · 4.125%
HK$37,503
baseline
▲ 0.50% · 4.625%
HK$39,785
+HK$2,282/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,006/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,260
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,313
−HK$1,068/mo
Today · 4.125%
HK$41,381
baseline
▲ 0.50% · 4.625%
HK$43,562
+HK$2,181/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,762/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,941 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).