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Crescira AVM · estimated value ● Medium confidence
HK$91.99M
≈ HK$38,028 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$27.60M, with repayments around HK$312,080/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$293,665
−HK$18,415/mo
▼ 0.25% · 3.875%
HK$302,800
−HK$9,280/mo
Today · 4.125%
HK$312,080
baseline
▲ 0.50% · 4.625%
HK$331,070
+HK$18,990/mo

Deposit HK$27.60M · loan HK$64.39M · min. income ≈ HK$624,160/mo (50% DSR)

Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$3,909,573 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
5號
Saleable Area
2,419 ft²
Gross Area
3,057 ft²
Efficiency
79%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1999-06-17 HK$30.57M −1.4%
1.0y
1998-06-17 HK$31.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 13 min walk · 1,021 m
Education
15
schools within 1 km (2 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building