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Crescira AVM · estimated value ● Medium confidence
HK$88.27M
≈ HK$33,073 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$26.48M, with repayments around HK$299,467/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$281,795
−HK$17,672/mo
▼ 0.25% · 3.875%
HK$290,561
−HK$8,906/mo
Today · 4.125%
HK$299,467
baseline
▲ 0.50% · 4.625%
HK$317,688
+HK$18,221/mo

Deposit HK$26.48M · loan HK$61.79M · min. income ≈ HK$598,934/mo (50% DSR)

Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$3,751,554 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
5號
Saleable Area
2,669 ft²
Gross Area
3,393 ft²
Efficiency
79%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2007-04-17 HK$42.50M +28.4%
2.4y
2004-11-26 HK$33.10M −16.2%
7.8y
1997-01-25 HK$39.50M +68.1%
1.2y
1995-11-21 HK$23.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 13 min walk · 1,021 m
Education
15
schools within 1 km (2 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building