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Home Central and Western District THE GRAND PANORAMA BLOCK 1

14/F B

in THE GRAND PANORAMA BLOCK 1

Central and Western District · Hong Kong Island

Switch unit
Floor
1/F A 822 ft² 1/F B 971 ft² 2/F A 822 ft² 2/F C 687 ft² 2/F D 780 ft² 3/F A 822 ft² 3/F B 971 ft² 3/F D 780 ft² 4/F C 687 ft² 4/F D 780 ft² 5/F B 971 ft² 5/F C 687 ft² 6/F A 822 ft² 6/F C 687 ft² 6/F D 780 ft² 7/F A 822 ft² 7/F B 971 ft² 7/F C 687 ft² 7/F D 780 ft² 8/F A 822 ft² 8/F B 971 ft² 8/F C 687 ft² 8/F D 780 ft² 9/F A 822 ft² 9/F B 971 ft² 9/F C 687 ft² 9/F D 780 ft² 10/F A 822 ft² 10/F B 971 ft² 10/F C 687 ft² 11/F A 822 ft² 11/F B 971 ft² 11/F C 687 ft² 12/F A 822 ft² 12/F B 971 ft² 12/F C 687 ft² 13/F B 971 ft² 14/F A 822 ft² 14/F B 971 ft² 14/F C 687 ft² 14/F D 780 ft² 15/F D 780 ft² 16/F B 971 ft² 16/F C 687 ft² 16/F D 780 ft² 17/F A 822 ft² 17/F B 971 ft² 17/F C 687 ft² 17/F D 780 ft² 18/F A 822 ft² 18/F B 971 ft² 18/F D 780 ft² 19/F A 822 ft² 19/F B 971 ft² 19/F D 780 ft² 20/F A 822 ft² 21/F B 971 ft² 21/F C 687 ft² 21/F D 780 ft² 22/F A 822 ft² 22/F B 971 ft² 22/F C 687 ft² 22/F D 780 ft² 23/F A 822 ft² 23/F B 971 ft² 23/F D 780 ft² 24/F B 971 ft² 24/F C 687 ft² 24/F D 780 ft² 25/F C 687 ft² 25/F D 780 ft² 26/F A 822 ft² 26/F B 971 ft² 26/F C 687 ft² 26/F D 780 ft² 27/F A 822 ft² 27/F C 687 ft² 28/F A 822 ft² 28/F B 971 ft² 28/F C 687 ft² 29/F A 822 ft² 30/F A 1,381 ft² 30/F B 1,649 ft² 30/F C 1,189 ft²
Crescira AVM · estimated value ● Medium confidence
HK$19.80M
≈ HK$20,387 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.94M, with repayments around HK$67,159/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$63,196
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,162
−HK$1,997/mo
Today · 4.125%
HK$67,159
baseline
▲ 0.50% · 4.625%
HK$71,245
+HK$4,086/mo

Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,318/mo (50% DSR)

Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,352 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Central Station
≈ 7 min walk · 543 m
Education
31
schools within 1 km (12 within 500 m)
Daily convenience
52
within 1 km (19 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Central Station Station.

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 52 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
14/F
Flat
B
Saleable Area
971 Saleable ft²
Gross Area
1,219 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-02-04 HK$21.50M +148.6%
12.4y · 12.0%/yr
2007-09-04 HK$8.65M +59.6%
2002-08-09 HK$5.42M −12.6%
1998-11-21 HK$6.20M —

Other appraised units in this building

1/F A
822 ft²
HK$15.20M
1/F B
971 ft²
HK$18.61M
2/F A
822 ft²
HK$14.74M
2/F C
687 ft²
HK$11.94M
2/F D
780 ft²
HK$13.65M
3/F A
822 ft²
HK$15.08M
Data sourced from Renavon.com