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Crescira AVM · estimated value Medium confidence
HK$12.05M
≈ HK$17,540 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.62M, with repayments around HK$40,881/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,469
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,665
−HK$1,216/mo
Today · 4.125%
HK$40,881
baseline
▲ 0.50% · 4.625%
HK$43,368
+HK$2,487/mo

Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,762/mo (50% DSR)

Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,884 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
C
Saleable Area
687 ft²
Gross Area
833 ft²
Efficiency
82%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-07-06 HK$12.68M +24.6%
8.5y
2013-01-25 HK$10.18M +56.6%
2009-10-05 HK$6.50M +23.8%
2009-03-20 HK$5.25M +4.8%
2007-05-11 HK$5.01M −25.8%
1997-04-09 HK$6.75M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 8 min walk · 611 m
Education
32
schools within 1 km (15 within 500 m)
Daily convenience
57
within 1 km (20 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com