Skip to content
Crescira AVM · estimated value Medium confidence
HK$18.95M
≈ HK$15,788 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.68M, with repayments around HK$64,274/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$60,482
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,363
−HK$1,911/mo
Today · 4.125%
HK$64,274
baseline
▲ 0.50% · 4.625%
HK$68,185
+HK$3,911/mo

Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,548/mo (50% DSR)

Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,467 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
4
Saleable Area
1,200 ft²
Gross Area
1,340 ft²
Efficiency
90%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-03-02 HK$23.50M +34.3%
6.7y
2014-07-09 HK$17.50M +50.9%
2008-03-27 HK$11.60M +39.8%
2007-11-07 HK$8.30M +0.0%
1997-04-18 HK$8.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 12 min walk · 912 m
Education
32
schools within 1 km (4 within 500 m)
Daily convenience
44
within 1 km (1 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com