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Crescira AVM · estimated value Medium confidence
HK$20.68M
≈ HK$16,878 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.20M, with repayments around HK$70,145/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$66,005
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,059
−HK$2,086/mo
Today · 4.125%
HK$70,145
baseline
▲ 0.50% · 4.625%
HK$74,413
+HK$4,268/mo

Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,290/mo (50% DSR)

Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,606 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
C
Saleable Area
1,225 ft²
Gross Area
1,554 ft²
Efficiency
79%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2002-01-05 HK$5.70M −26.9%
1999-03-06 HK$7.80M −19.0%
1997-01-09 HK$9.63M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 5 min walk · 373 m
Education
50
schools within 1 km (21 within 500 m)
Daily convenience
40
within 1 km (10 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com