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21/F 5

in Lok Sing Centre Block A

Wan Chai District · Hong Kong Island

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5/F 4 343 ft² 6/F 1 343 ft² 6/F 5 343 ft² 6/F 6 390 ft² 6/F 1 343 ft² 6/F 3 390 ft² 6/F 5 343 ft² 6/F 8 343 ft² 7/F 5 343 ft² 7/F 7 390 ft² 7/F 7 390 ft² 7/F 8 343 ft² 8/F 1 343 ft² 8/F 1 343 ft² 8/F 2 390 ft² 8/F 8 343 ft² 9/F 1 343 ft² 9/F 5 343 ft² 9/F 7 398 ft² 9/F 2 390 ft² 10/F 2 398 ft² 10/F 5 343 ft² 10/F 6 390 ft² 10/F 8 343 ft² 10/F 3 390 ft² 10/F 6 390 ft² 10/F 8 343 ft² 11/F 1 338 ft² 11/F 4 343 ft² 11/F 7 398 ft² 11/F 1 343 ft² 11/F 3 390 ft² 11/F 4 343 ft² 12/F 2 390 ft² 12/F 3 390 ft² 12/F 5 343 ft² 12/F 8 343 ft² 13/F 1 343 ft² 13/F 2 390 ft² 13/F 4 343 ft² 13/F 5 343 ft² 13/F 7 398 ft² 13/F 4 343 ft² 13/F 6 390 ft² 14/F 3 390 ft² 14/F 5 338 ft² 14/F 8 338 ft² 15/F 7 398 ft² 15/F 8 343 ft² 15/F 4 343 ft² 16/F 4 338 ft² 16/F 5 338 ft² 16/F 7 398 ft² 16/F 8 338 ft² 16/F 4 343 ft² 16/F 6 390 ft² 17/F 3 390 ft² 17/F 4 343 ft² 17/F 7 398 ft² 17/F 2 390 ft² 18/F 1 343 ft² 18/F 3 390 ft² 18/F 4 343 ft² 18/F 7 390 ft² 18/F 5 343 ft² 18/F 6 390 ft² 19/F 5 343 ft² 19/F 7 398 ft² 19/F 2 390 ft² 20/F 2 390 ft² 20/F 6 390 ft² 20/F 4 343 ft² 20/F 8 343 ft² 21/F 1 343 ft² 21/F 4 343 ft² 21/F 8 343 ft² 21/F 1 343 ft² 21/F 3 390 ft² 21/F 4 343 ft² 21/F 5 343 ft² 22/F 4 343 ft² 22/F 3 390 ft² 22/F 5 343 ft² 22/F 6 390 ft² 23/F 2 398 ft² 23/F 7 390 ft² 23/F 8 338 ft² 24/F 1 343 ft² 24/F 2 390 ft² 24/F 7 398 ft² 24/F 8 343 ft² 24/F 1 343 ft² 24/F 3 390 ft² 24/F 5 343 ft² 24/F 6 390 ft² 25/F 2 398 ft² 25/F 3 390 ft² 25/F 4 343 ft² 25/F 7 390 ft² 25/F 6 390 ft² 26/F 2 390 ft² 26/F 6 390 ft² 26/F 8 343 ft² 27/F 2 390 ft² 27/F 3 398 ft² 27/F 5 343 ft² 27/F 6 390 ft² 27/F 8 343 ft² 27/F 1 343 ft² 27/F 3 390 ft² 27/F 4 343 ft² 27/F 7 390 ft² 28/F 2 398 ft² 28/F 5 343 ft² 28/F 6 390 ft² 28/F 4 343 ft² 29/F 3 390 ft² 29/F 7 489 ft²
Crescira AVM · estimated value Medium confidence
HK$4.68M
≈ HK$13,636 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$468K, with repayments around HK$20,402/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$19,198
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,795
−HK$607/mo
Today · 4.125%
HK$20,402
baseline
▲ 0.50% · 4.625%
HK$21,643
+HK$1,241/mo

Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,804/mo (50% DSR)

Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,231 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
21/F
Flat
5
Saleable Area
343 ft²
Gross Area
403 ft²
Efficiency
85%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-03-08 HK$6.37M +68.5%
9.8y
2011-05-09 HK$3.78M +26.0%
2010-07-23 HK$3.00M +78.6%
2005-09-28 HK$1.68M +9.1%
1999-01-12 HK$1.54M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 4 min walk · 276 m
Education
43
schools within 1 km (13 within 500 m)
Daily convenience
63
within 1 km (36 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
87
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 63 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 87 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com