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At today's rate and a 90% mortgage, the deposit on this unit is about HK$491K, with repayments around HK$21,412/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$42,824/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$108,392 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 98 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 105 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- 4
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 403 ft²
- Efficiency
- 85%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-28 | HK$4.60M | −8.9% 1.1y · −8.0%/yr |
| 2024-01-02 | HK$5.05M | −12.9% 6.0y · −2.0%/yr |
| 2018-01-19 | HK$5.80M | +45.7% 5.4y · 9.0%/yr |
| 2012-09-04 | HK$3.98M | +47.4% |
| 2010-04-20 | HK$2.70M | — |