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At today's rate and a 90% mortgage, the deposit on this unit is about HK$497K, with repayments around HK$21,683/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,366/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,848 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 95 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 105 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- 1
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 403 ft²
- Efficiency
- 85%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-09-10 | HK$5.50M | +0.0% |
| 2019-08-13 | HK$5.50M | −3.5% 2.0y · −2.0%/yr |
| 2017-08-04 | HK$5.70M | +44.3% 5.5y · 8.0%/yr |
| 2012-02-08 | HK$3.95M | +41.1% |
| 2009-09-25 | HK$2.80M | +25.0% |
| 2007-11-06 | HK$2.24M | −7.4% |
| 1997-09-11 | HK$2.42M | — |