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At today's rate and a 90% mortgage, the deposit on this unit is about HK$512K, with repayments around HK$22,335/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,670/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,215 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 95 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 105 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 3
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 475 ft²
- Efficiency
- 82%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-13 | HK$5.15M | −38.0% 7.6y · −5.0%/yr |
| 2018-11-05 | HK$8.30M | +28.3% 3.5y · 8.0%/yr |
| 2015-04-22 | HK$6.47M | +175.3% |
| 2006-03-03 | HK$2.35M | +25.0% |
| 2005-04-02 | HK$1.88M | −34.5% |
| 1997-01-16 | HK$2.87M | — |