21/F 1

Central and Western District · Hong Kong Island

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Floor

1/F 1 692 ft² 1/F 2 401 ft² 1/F 3 413 ft² 1/F 4 692 ft² 2/F 1 692 ft² 2/F 2 401 ft² 2/F 3 413 ft² 3/F 1 692 ft² 3/F 2 401 ft² 3/F 3 413 ft² 3/F 4 692 ft² 4/F 3 413 ft² 4/F 1 692 ft² 4/F 2 401 ft² 5/F 1 692 ft² 5/F 2 401 ft² 5/F 4 692 ft² 6/F 3 413 ft² 6/F 1 692 ft² 6/F 2 401 ft² 6/F 4 692 ft² 7/F 3 413 ft² 7/F 1 692 ft² 7/F 4 692 ft² 8/F 1 692 ft² 8/F 3 413 ft² 9/F 1 692 ft² 9/F 2 394 ft² 9/F 3 413 ft² 9/F 4 692 ft² 10/F 2 388 ft² 10/F 3 396 ft² 10/F 4 692 ft² 11/F 2 388 ft² 11/F 3 396 ft² 12/F 2 388 ft² 12/F 3 396 ft² 13/F 2 388 ft² 13/F 1 692 ft² 13/F 3 388 ft² 13/F 4 692 ft² 14/F 2 388 ft² 14/F 3 388 ft² 14/F 4 692 ft² 15/F 2 388 ft² 15/F 3 388 ft² 15/F 4 692 ft² 16/F 2 388 ft² 17/F 1 692 ft² 17/F 2 388 ft² 17/F 3 388 ft² 17/F 4 692 ft² 18/F 2 388 ft² 18/F 4 692 ft² 18/F 3 388 ft² 19/F 1 692 ft² 19/F 3 388 ft² 19/F 4 692 ft² 20/F 2 388 ft² 20/F 4 692 ft² 21/F 1 692 ft² 21/F 4 692 ft² 21/F 2 388 ft² 21/F 3 388 ft² 22/F 1 692 ft² 22/F 2 388 ft² 22/F 3 388 ft² 22/F 4 692 ft² 23/F 4 692 ft² 23/F 1 692 ft² 23/F 2 388 ft² 23/F 3 388 ft² 24/F 1 692 ft² 24/F 2 388 ft² 24/F 3 388 ft² 24/F 4 692 ft² 25/F 2 388 ft² 25/F 4 692 ft² 25/F 1 692 ft² 26/F 1 692 ft² 26/F 3 388 ft² 26/F 4 692 ft² 26/F 2 388 ft² 27/F 2 388 ft² 27/F 4 692 ft² 27/F 1 692 ft² 27/F 3 388 ft² 28/F 1 692 ft² 28/F 4 692 ft² 29/F 1 692 ft² 29/F 2 388 ft² 29/F 3 388 ft² 29/F 4 692 ft² 30/F 1 692 ft² 30/F 4 692 ft² 30/F 3 388 ft² 31/F 3 388 ft² 31/F 4 692 ft² 31/F 1 692 ft²

Crescira AVM · estimated value ● Medium confidence

HK$13.68M

≈ HK$19,771 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.10M, with repayments around HK$46,415/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$43,676

−HK$2,739/mo

▼ 0.25% · 3.875%

HK$45,035

−HK$1,380/mo

Today · 4.125%

HK$46,415

baseline

▲ 0.50% · 4.625%

HK$49,239

+HK$2,824/mo

Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$92,830/mo (50% DSR)

Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,057 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 21/F
Flat: 1
Saleable Area: 692 ft²
Gross Area: 918 ft²
Efficiency: 75%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2002-06-17	HK$4.25M	−51.0%	HK$6,142	HK$4,630
1997-07-07	HK$8.68M	—	HK$12,543	HK$9,455

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Central

≈ 10 min walk · 754 m

Education

schools within 1 km (11 within 500 m)

Daily convenience

within 1 km (7 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com