3/F 4

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F 1 692 ft² 1/F 2 401 ft² 1/F 3 413 ft² 1/F 4 692 ft² 2/F 1 692 ft² 2/F 2 401 ft² 2/F 3 413 ft² 3/F 1 692 ft² 3/F 2 401 ft² 3/F 3 413 ft² 3/F 4 692 ft² 4/F 3 413 ft² 4/F 1 692 ft² 4/F 2 401 ft² 5/F 1 692 ft² 5/F 2 401 ft² 5/F 4 692 ft² 6/F 3 413 ft² 6/F 1 692 ft² 6/F 2 401 ft² 6/F 4 692 ft² 7/F 3 413 ft² 7/F 1 692 ft² 7/F 4 692 ft² 8/F 1 692 ft² 8/F 3 413 ft² 9/F 1 692 ft² 9/F 2 394 ft² 9/F 3 413 ft² 9/F 4 692 ft² 10/F 2 388 ft² 10/F 3 396 ft² 10/F 4 692 ft² 11/F 2 388 ft² 11/F 3 396 ft² 12/F 2 388 ft² 12/F 3 396 ft² 13/F 2 388 ft² 13/F 1 692 ft² 13/F 3 388 ft² 13/F 4 692 ft² 14/F 2 388 ft² 14/F 3 388 ft² 14/F 4 692 ft² 15/F 2 388 ft² 15/F 3 388 ft² 15/F 4 692 ft² 16/F 2 388 ft² 17/F 1 692 ft² 17/F 2 388 ft² 17/F 3 388 ft² 17/F 4 692 ft² 18/F 2 388 ft² 18/F 4 692 ft² 18/F 3 388 ft² 19/F 1 692 ft² 19/F 3 388 ft² 19/F 4 692 ft² 20/F 2 388 ft² 20/F 4 692 ft² 21/F 1 692 ft² 21/F 4 692 ft² 21/F 2 388 ft² 21/F 3 388 ft² 22/F 1 692 ft² 22/F 2 388 ft² 22/F 3 388 ft² 22/F 4 692 ft² 23/F 4 692 ft² 23/F 1 692 ft² 23/F 2 388 ft² 23/F 3 388 ft² 24/F 1 692 ft² 24/F 2 388 ft² 24/F 3 388 ft² 24/F 4 692 ft² 25/F 2 388 ft² 25/F 4 692 ft² 25/F 1 692 ft² 26/F 1 692 ft² 26/F 3 388 ft² 26/F 4 692 ft² 26/F 2 388 ft² 27/F 2 388 ft² 27/F 4 692 ft² 27/F 1 692 ft² 27/F 3 388 ft² 28/F 1 692 ft² 28/F 4 692 ft² 29/F 1 692 ft² 29/F 2 388 ft² 29/F 3 388 ft² 29/F 4 692 ft² 30/F 1 692 ft² 30/F 4 692 ft² 30/F 3 388 ft² 31/F 3 388 ft² 31/F 4 692 ft² 31/F 1 692 ft²

Crescira AVM · estimated value ● Medium confidence

HK$12.40M

≈ HK$17,912 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.72M, with repayments around HK$42,052/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$39,570

−HK$2,482/mo

▼ 0.25% · 3.875%

HK$40,801

−HK$1,251/mo

Today · 4.125%

HK$42,052

baseline

▲ 0.50% · 4.625%

HK$44,610

+HK$2,558/mo

Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,104/mo (50% DSR)

Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,823 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 3/F
Flat: 4
Saleable Area: 692 ft²
Gross Area: 918 ft²
Efficiency: 75%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2016-05-09	HK$11.62M	+21.7% 5.1y	HK$16,792	HK$12,658
2011-04-11	HK$9.55M	+14.0%	HK$13,801	HK$10,403
2010-02-08	HK$8.38M	+58.1%	HK$12,110	HK$9,128
2006-11-01	HK$5.30M	—	HK$7,659	HK$5,773