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Home Central and Western District REALTY GARDENS ROME COURT (BLOCK 4)

20/F B

in REALTY GARDENS ROME COURT (BLOCK 4)

Central and Western District · Hong Kong Island

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Floor
1/F A 1,166 ft² 1/F B 1,166 ft² 1/F C 1,166 ft² 1/F D 1,166 ft² 2/F A 1,166 ft² 2/F C 1,166 ft² 2/F D 1,166 ft² 3/F A 1,166 ft² 3/F B 1,166 ft² 3/F C 1,166 ft² 4/F A 1,166 ft² 4/F B 1,166 ft² 4/F C 1,166 ft² 8/F A 1,166 ft² 8/F B 1,166 ft² 8/F C 1,166 ft² 8/F D 1,166 ft² 9/F A 1,166 ft² 9/F C 1,166 ft² 10/F A 1,166 ft² 10/F B 1,166 ft² 10/F D 1,166 ft² 11/F A 1,166 ft² 11/F B 1,166 ft² 11/F C 1,166 ft² 11/F D 1,166 ft² 12/F A 1,166 ft² 12/F B 1,166 ft² 13/F A 1,166 ft² 13/F B 1,166 ft² 14/F C 1,166 ft² 15/F A 1,166 ft² 15/F B 1,166 ft² 15/F C 1,166 ft² 15/F D 1,166 ft² 16/F A 1,166 ft² 16/F B 1,166 ft² 17/F A 1,166 ft² 17/F B 1,166 ft² 17/F D 1,166 ft² 18/F A 1,166 ft² 18/F B 1,166 ft² 18/F D 1,166 ft² 19/F A 1,166 ft² 19/F C 1,166 ft² 19/F D 1,166 ft² 20/F A 1,166 ft² 20/F B 1,166 ft² 20/F C 1,166 ft² 20/F D 1,166 ft²
Crescira AVM · estimated value ● Medium confidence
HK$24.42M
≈ HK$20,940 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.32M, with repayments around HK$82,831/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$77,944
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$80,368
−HK$2,463/mo
Today · 4.125%
HK$82,831
baseline
▲ 0.50% · 4.625%
HK$87,872
+HK$5,041/mo

Deposit HK$7.32M · loan HK$17.09M · min. income ≈ HK$165,662/mo (50% DSR)

Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$1,037,668 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 7 min walk · 493 m
Education
49
schools within 1 km (22 within 500 m)
Daily convenience
43
within 1 km (6 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
B
Saleable Area
1,166 Saleable ft²
Gross Area
1,350 ft²
Efficiency
86%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1997-07-22 HK$10.80M —

Other appraised units in this building

1/F A
1,166 ft²
HK$21.87M
1/F B
1,166 ft²
HK$21.88M
1/F C
1,166 ft²
HK$21.90M
1/F D
1,166 ft²
HK$21.81M
2/F A
1,166 ft²
HK$21.25M
2/F C
1,166 ft²
HK$21.22M
Data sourced from Renavon.com