4/F 1

Central and Western District · Hong Kong Island

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1/F 4B 759 ft² 2/F 1 800 ft² 2/F 2 817 ft² 2/F 3 735 ft² 2/F 4B 759 ft² 3/F B 735 ft² 3/F 2 817 ft² 3/F 4B 759 ft² 4/F B 759 ft² 4/F 1 800 ft² 4/F 2B 817 ft² 4/F 3B 735 ft² 5/F 1B 800 ft² 5/F 2 817 ft² 5/F 4B 759 ft² 6/F 1B 800 ft² 6/F 3 735 ft² 6/F 4B 759 ft² 7/F 1B 800 ft² 7/F 2 817 ft² 7/F 3B 735 ft² 7/F 4B 759 ft² 8/F 1B 800 ft² 9/F 1B 800 ft² 9/F 4 759 ft² 10/F 3 735 ft² 10/F 1B 800 ft² 11/F 1B 800 ft² 11/F 2B 817 ft² 11/F 3B 735 ft² 11/F 4B 759 ft² 12/F 1B 800 ft² 12/F 2B 817 ft² 12/F 3B 735 ft² 12/F 4B 759 ft² 13/F 1B 800 ft² 13/F 3B 735 ft² 13/F 4B 759 ft² 14/F 1 800 ft² 14/F 2B 817 ft² 14/F 3B 735 ft² 15/F 2B 817 ft² 15/F 4B 759 ft² 16/F 1B 800 ft² 16/F 2B 817 ft² 16/F 3 735 ft² 16/F 4B 759 ft² 17/F 1B 800 ft² 17/F 3B 735 ft² 17/F 4B 759 ft² 18/F 2B 817 ft² 18/F 3B 735 ft² 19/F 1 800 ft² 19/F 3B 735 ft² 20/F 1B 800 ft² 20/F 3B 735 ft² 20/F 4 759 ft² 21/F 1B 800 ft² 21/F 3 735 ft² 22/F 1B 800 ft² 22/F 2 817 ft² 22/F 4B 759 ft² 23/F 1B 800 ft² 23/F 2 817 ft² 23/F 3B 735 ft² 24/F 1B 800 ft² 24/F 3B 735 ft² 25/F 2B 817 ft² 25/F 3B 735 ft² 26/F 1B 800 ft² 26/F 3B 735 ft² 27/F 2 817 ft² 27/F 3B 735 ft² 28/F 1B 800 ft² 28/F 2B 817 ft² 28/F 3B 593 ft² 28/F 4B 632 ft² 29/F 1 800 ft² 29/F 2 817 ft² 29/F 3B 593 ft² 29/F 4B 632 ft² 30/F 1 800 ft²

Crescira AVM · estimated value ● Medium confidence

HK$13.33M

≈ HK$16,666 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.00M, with repayments around HK$45,233/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$42,563

−HK$2,670/mo

▼ 0.25% · 3.875%

HK$43,887

−HK$1,346/mo

Today · 4.125%

HK$45,233

baseline

▲ 0.50% · 4.625%

HK$47,985

+HK$2,752/mo

Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,466/mo (50% DSR)

Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,985 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 4/F
Flat: 1
Saleable Area: 800 ft²
Gross Area: 910 ft²
Efficiency: 88%
District: Central and Western District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2017-04-20	HK$15.50M	+164.1% 9.8y	HK$19,375	HK$17,033
2007-06-28	HK$5.87M	+68.0% 3.0y	HK$7,338	HK$6,450
2004-06-23	HK$3.50M	−27.2% 7.5y	HK$4,369	HK$3,841
1996-11-26	HK$4.80M	—	HK$6,000	HK$5,275