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Crescira AVM · estimated value Medium confidence
HK$15.55M
≈ HK$19,442 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.67M, with repayments around HK$52,765/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$49,651
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,196
−HK$1,569/mo
Today · 4.125%
HK$52,765
baseline
▲ 0.50% · 4.625%
HK$55,976
+HK$3,211/mo

Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,530/mo (50% DSR)

Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,245 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
28/F
Flat
1B
Saleable Area
800 ft²
Gross Area
910 ft²
Efficiency
88%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2016-04-12 HK$15.60M +160.9%
9.7y
2006-07-21 HK$5.98M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 8 min walk · 601 m
Education
25
schools within 1 km (11 within 500 m)
Daily convenience
39
within 1 km (10 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com