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Crescira AVM · estimated value ● Medium confidence
HK$71.16M
≈ HK$28,764 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$21.35M, with repayments around HK$241,418/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$227,172
−HK$14,246/mo
▼ 0.25% · 3.875%
HK$234,238
−HK$7,180/mo
Today · 4.125%
HK$241,418
baseline
▲ 0.50% · 4.625%
HK$256,107
+HK$14,689/mo

Deposit HK$21.35M · loan HK$49.81M · min. income ≈ HK$482,836/mo (50% DSR)

Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$3,024,351 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
24/F
Flat
A
Saleable Area
2,474 ft²
Gross Area
2,938 ft²
Efficiency
84%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2024-11-26 HK$51.28M +83.1%
19.3y
2005-07-25 HK$28.00M +72.8%
6.7y
1998-11-17 HK$16.20M +1.2%
1998-10-09 HK$16.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 16 min walk · 1,273 m
(quite far — consider other transport options)
Education
33
schools within 1 km (7 within 500 m)
Daily convenience
10
within 1 km (7 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Other appraised units in this building