Skip to content
Crescira AVM · estimated value Medium confidence
HK$59.98M
≈ HK$24,611 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.99M, with repayments around HK$203,477/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$191,470
−HK$12,007/mo
▼ 0.25% · 3.875%
HK$197,426
−HK$6,051/mo
Today · 4.125%
HK$203,477
baseline
▲ 0.50% · 4.625%
HK$215,858
+HK$12,381/mo

Deposit HK$17.99M · loan HK$41.98M · min. income ≈ HK$406,954/mo (50% DSR)

Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,549,051 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
A
Saleable Area
2,437 ft²
Gross Area
2,938 ft²
Efficiency
83%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
1998-06-23 HK$22.17M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 16 min walk · 1,273 m
(quite far — consider other transport options)
Education
33
schools within 1 km (7 within 500 m)
Daily convenience
9
within 1 km (7 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 9 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com