▼ 0.50% · 3.625%
HK$3,714
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$118/mo
Today · 4.125%
HK$3,947
baseline
▲ 0.50% · 4.625%
HK$4,187
+HK$240/mo
Deposit HK$814K · loan HK$814K · min. income ≈ HK$7,894/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,132
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$113/mo
Today · 4.125%
HK$4,355
baseline
▲ 0.50% · 4.625%
HK$4,584
+HK$229/mo
Deposit HK$814K · loan HK$814K · min. income ≈ HK$8,710/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,085
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,212
−HK$129/mo
Today · 4.125%
HK$4,341
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$264/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$8,682/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,545
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,667
−HK$123/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$253/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,595
−HK$141/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$5,024
+HK$288/mo
Deposit HK$651K · loan HK$977K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$135/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,501
+HK$275/mo
Deposit HK$651K · loan HK$977K · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,828
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,978
−HK$153/mo
Today · 4.125%
HK$5,131
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$312/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$10,262/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,371
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,515
−HK$146/mo
Today · 4.125%
HK$5,661
baseline
▲ 0.50% · 4.625%
HK$5,960
+HK$299/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$11,322/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,199
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,361
−HK$164/mo
Today · 4.125%
HK$5,525
baseline
▲ 0.50% · 4.625%
HK$5,862
+HK$337/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$11,050/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,784
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,939
−HK$158/mo
Today · 4.125%
HK$6,097
baseline
▲ 0.50% · 4.625%
HK$6,418
+HK$321/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$12,194/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$176/mo
Today · 4.125%
HK$5,920
baseline
▲ 0.50% · 4.625%
HK$6,280
+HK$360/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,840/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,197
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,364
−HK$168/mo
Today · 4.125%
HK$6,532
baseline
▲ 0.50% · 4.625%
HK$6,876
+HK$344/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,064/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,942
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,127
−HK$188/mo
Today · 4.125%
HK$6,315
baseline
▲ 0.50% · 4.625%
HK$6,699
+HK$384/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$12,630/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,610
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,788
−HK$180/mo
Today · 4.125%
HK$6,968
baseline
▲ 0.50% · 4.625%
HK$7,335
+HK$367/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$13,936/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,313
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,510
−HK$199/mo
Today · 4.125%
HK$6,709
baseline
▲ 0.50% · 4.625%
HK$7,118
+HK$409/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,418/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,024
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,212
−HK$191/mo
Today · 4.125%
HK$7,403
baseline
▲ 0.50% · 4.625%
HK$7,793
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,806/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,685
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,893
−HK$211/mo
Today · 4.125%
HK$7,104
baseline
▲ 0.50% · 4.625%
HK$7,536
+HK$432/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,208/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,437
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,636
−HK$203/mo
Today · 4.125%
HK$7,839
baseline
▲ 0.50% · 4.625%
HK$8,252
+HK$413/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,678/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).