▼ 0.50% · 3.625%
HK$3,446
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,553
−HK$109/mo
Today · 4.125%
HK$3,662
baseline
▲ 0.50% · 4.625%
HK$3,885
+HK$223/mo
Deposit HK$756K · loan HK$756K · min. income ≈ HK$7,324/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,833
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,936
−HK$104/mo
Today · 4.125%
HK$4,040
baseline
▲ 0.50% · 4.625%
HK$4,253
+HK$213/mo
Deposit HK$756K · loan HK$756K · min. income ≈ HK$8,080/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,790
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,908
−HK$120/mo
Today · 4.125%
HK$4,028
baseline
▲ 0.50% · 4.625%
HK$4,273
+HK$245/mo
Deposit HK$680K · loan HK$831K · min. income ≈ HK$8,056/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,217
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$114/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,679
+HK$235/mo
Deposit HK$680K · loan HK$831K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,135
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$131/mo
Today · 4.125%
HK$4,394
baseline
▲ 0.50% · 4.625%
HK$4,661
+HK$267/mo
Deposit HK$604K · loan HK$907K · min. income ≈ HK$8,788/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,600
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$125/mo
Today · 4.125%
HK$4,848
baseline
▲ 0.50% · 4.625%
HK$5,104
+HK$256/mo
Deposit HK$604K · loan HK$907K · min. income ≈ HK$9,696/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,479
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$141/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$290/mo
Deposit HK$529K · loan HK$982K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,983
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$135/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$277/mo
Deposit HK$529K · loan HK$982K · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,824
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,974
−HK$152/mo
Today · 4.125%
HK$5,126
baseline
▲ 0.50% · 4.625%
HK$5,438
+HK$312/mo
Deposit HK$453K · loan HK$1.06M · min. income ≈ HK$10,252/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,367
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$146/mo
Today · 4.125%
HK$5,656
baseline
▲ 0.50% · 4.625%
HK$5,955
+HK$299/mo
Deposit HK$453K · loan HK$1.06M · min. income ≈ HK$11,312/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,168
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$164/mo
Today · 4.125%
HK$5,493
baseline
▲ 0.50% · 4.625%
HK$5,827
+HK$334/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$10,986/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,904
−HK$156/mo
Today · 4.125%
HK$6,060
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$320/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$12,120/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,513
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$175/mo
Today · 4.125%
HK$5,859
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$356/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$11,718/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,298
−HK$167/mo
Today · 4.125%
HK$6,465
baseline
▲ 0.50% · 4.625%
HK$6,805
+HK$340/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$12,930/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,858
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,040
−HK$185/mo
Today · 4.125%
HK$6,225
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$379/mo
Deposit HK$227K · loan HK$1.28M · min. income ≈ HK$12,450/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,516
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,691
−HK$178/mo
Today · 4.125%
HK$6,869
baseline
▲ 0.50% · 4.625%
HK$7,231
+HK$362/mo
Deposit HK$227K · loan HK$1.28M · min. income ≈ HK$13,738/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,202
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,395
−HK$196/mo
Today · 4.125%
HK$6,591
baseline
▲ 0.50% · 4.625%
HK$6,992
+HK$401/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,182/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,900
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,085
−HK$188/mo
Today · 4.125%
HK$7,273
baseline
▲ 0.50% · 4.625%
HK$7,656
+HK$383/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,546/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).