▼ 0.50% · 3.625%
HK$3,449
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,556
−HK$109/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,888
+HK$223/mo
Deposit HK$756K · loan HK$756K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,940
−HK$104/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,257
+HK$213/mo
Deposit HK$756K · loan HK$756K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,794
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$120/mo
Today · 4.125%
HK$4,032
baseline
▲ 0.50% · 4.625%
HK$4,277
+HK$245/mo
Deposit HK$681K · loan HK$832K · min. income ≈ HK$8,064/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,334
−HK$114/mo
Today · 4.125%
HK$4,448
baseline
▲ 0.50% · 4.625%
HK$4,683
+HK$235/mo
Deposit HK$681K · loan HK$832K · min. income ≈ HK$8,896/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,267
−HK$131/mo
Today · 4.125%
HK$4,398
baseline
▲ 0.50% · 4.625%
HK$4,666
+HK$268/mo
Deposit HK$605K · loan HK$907K · min. income ≈ HK$8,796/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,604
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,728
−HK$125/mo
Today · 4.125%
HK$4,853
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$256/mo
Deposit HK$605K · loan HK$907K · min. income ≈ HK$9,706/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,483
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,623
−HK$142/mo
Today · 4.125%
HK$4,765
baseline
▲ 0.50% · 4.625%
HK$5,054
+HK$289/mo
Deposit HK$529K · loan HK$983K · min. income ≈ HK$9,530/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,988
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,122
−HK$135/mo
Today · 4.125%
HK$5,257
baseline
▲ 0.50% · 4.625%
HK$5,534
+HK$277/mo
Deposit HK$529K · loan HK$983K · min. income ≈ HK$10,514/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,828
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,978
−HK$153/mo
Today · 4.125%
HK$5,131
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$312/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$10,262/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,371
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,515
−HK$147/mo
Today · 4.125%
HK$5,662
baseline
▲ 0.50% · 4.625%
HK$5,960
+HK$298/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$11,324/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,173
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,334
−HK$164/mo
Today · 4.125%
HK$5,498
baseline
▲ 0.50% · 4.625%
HK$5,832
+HK$334/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$10,996/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,755
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,909
−HK$157/mo
Today · 4.125%
HK$6,066
baseline
▲ 0.50% · 4.625%
HK$6,386
+HK$320/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$12,132/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,518
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,690
−HK$174/mo
Today · 4.125%
HK$5,864
baseline
▲ 0.50% · 4.625%
HK$6,221
+HK$357/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$11,728/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,139
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,303
−HK$167/mo
Today · 4.125%
HK$6,470
baseline
▲ 0.50% · 4.625%
HK$6,812
+HK$342/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$12,940/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,863
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,045
−HK$186/mo
Today · 4.125%
HK$6,231
baseline
▲ 0.50% · 4.625%
HK$6,610
+HK$379/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$12,462/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,522
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,697
−HK$178/mo
Today · 4.125%
HK$6,875
baseline
▲ 0.50% · 4.625%
HK$7,237
+HK$362/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$13,750/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,208
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,401
−HK$196/mo
Today · 4.125%
HK$6,597
baseline
▲ 0.50% · 4.625%
HK$6,999
+HK$402/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,194/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,906
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$188/mo
Today · 4.125%
HK$7,279
baseline
▲ 0.50% · 4.625%
HK$7,663
+HK$384/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,558/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).