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At today's rate and a 90% mortgage, the deposit on this unit is about HK$258K, with repayments around HK$11,244/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$258K · loan HK$2.32M · min. income ≈ HK$22,488/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- I
- Saleable Area
- 421 Saleable ft²
- Gross Area
- 594 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-20 | HK$3.60M | +20.0% 3.4y · 6.0%/yr |
| 2016-10-04 | HK$3.00M | +165.5% 7.7y · 22.0%/yr |
| 2009-02-03 | HK$1.13M | +5.6% |
| 2007-06-08 | HK$1.07M | +33.8% |
| 2007-04-10 | HK$800K | — |