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At today's rate and a 90% mortgage, the deposit on this unit is about HK$390K, with repayments around HK$17,016/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$34,032/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- G7
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-21 | HK$5.00M | +22.5% 3.4y · 7.0%/yr |
| 2017-04-13 | HK$4.08M | +39.7% 4.4y · 9.0%/yr |
| 2012-12-10 | HK$2.92M | +84.8% |
| 2010-05-12 | HK$1.58M | +49.1% |
| 2007-08-09 | HK$1.06M | −13.8% |
| 1999-01-12 | HK$1.23M | — |