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At today's rate and a 90% mortgage, the deposit on this unit is about HK$391K, with repayments around HK$17,033/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$391K · loan HK$3.51M · min. income ≈ HK$34,066/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- G2
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-23 | HK$3.23M | −28.5% 6.3y · −5.0%/yr |
| 2019-03-11 | HK$4.52M | +84.4% 6.7y · 13.0%/yr |
| 2012-07-06 | HK$2.45M | +45.8% |
| 2010-08-24 | HK$1.68M | +29.2% |
| 2008-10-14 | HK$1.30M | −40.6% |
| 1997-10-17 | HK$2.19M | +6.8% |
| 1997-09-13 | HK$2.05M | — |