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At today's rate and a 90% mortgage, the deposit on this unit is about HK$383K, with repayments around HK$16,691/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$383K · loan HK$3.44M · min. income ≈ HK$33,382/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B3
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-20 | HK$3.37M | −15.8% 8.7y · −2.0%/yr |
| 2017-05-15 | HK$4.00M | +212.5% 7.8y · 27.0%/yr |
| 2009-05-07 | HK$1.28M | +17.4% |
| 2007-05-19 | HK$1.09M | +10.1% |
| 2007-02-23 | HK$990K | −3.9% |
| 2005-10-29 | HK$1.03M | −8.8% |
| 2000-02-17 | HK$1.13M | — |