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At today's rate and a 90% mortgage, the deposit on this unit is about HK$376K, with repayments around HK$16,379/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$376K · loan HK$3.38M · min. income ≈ HK$32,758/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- B6
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-11-14 | HK$4.10M | +0.0% 5.4y · 0.0%/yr |
| 2017-06-27 | HK$4.10M | +169.7% 7.3y · 23.0%/yr |
| 2010-03-31 | HK$1.52M | +19.7% |
| 2009-05-27 | HK$1.27M | +4.1% |
| 2007-12-31 | HK$1.22M | −1.6% |
| 1999-02-15 | HK$1.24M | +6.0% |
| 1996-01-23 | HK$1.17M | — |