▼ 0.50% · 3.625%
HK$3,896
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$123/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,392
+HK$252/mo
Deposit HK$854K · loan HK$854K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$118/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$241/mo
Deposit HK$854K · loan HK$854K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,286
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,419
−HK$135/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$277/mo
Deposit HK$769K · loan HK$940K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,896
−HK$129/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$265/mo
Deposit HK$769K · loan HK$940K · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,821
−HK$147/mo
Today · 4.125%
HK$4,968
baseline
▲ 0.50% · 4.625%
HK$5,271
+HK$303/mo
Deposit HK$683K · loan HK$1.03M · min. income ≈ HK$9,936/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,341
−HK$141/mo
Today · 4.125%
HK$5,482
baseline
▲ 0.50% · 4.625%
HK$5,771
+HK$289/mo
Deposit HK$683K · loan HK$1.03M · min. income ≈ HK$10,964/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,065
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,222
−HK$160/mo
Today · 4.125%
HK$5,382
baseline
▲ 0.50% · 4.625%
HK$5,710
+HK$328/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$10,764/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,634
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,786
−HK$153/mo
Today · 4.125%
HK$5,939
baseline
▲ 0.50% · 4.625%
HK$6,252
+HK$313/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$11,878/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,454
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,624
−HK$172/mo
Today · 4.125%
HK$5,796
baseline
▲ 0.50% · 4.625%
HK$6,149
+HK$353/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$11,592/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,068
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,231
−HK$165/mo
Today · 4.125%
HK$6,396
baseline
▲ 0.50% · 4.625%
HK$6,733
+HK$337/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$12,792/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,844
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,026
−HK$184/mo
Today · 4.125%
HK$6,210
baseline
▲ 0.50% · 4.625%
HK$6,588
+HK$378/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$12,420/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,501
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,676
−HK$177/mo
Today · 4.125%
HK$6,853
baseline
▲ 0.50% · 4.625%
HK$7,214
+HK$361/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$13,706/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,234
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,427
−HK$197/mo
Today · 4.125%
HK$6,624
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$404/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,248/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,935
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,121
−HK$188/mo
Today · 4.125%
HK$7,309
baseline
▲ 0.50% · 4.625%
HK$7,695
+HK$386/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,618/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,623
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,829
−HK$209/mo
Today · 4.125%
HK$7,038
baseline
▲ 0.50% · 4.625%
HK$7,467
+HK$429/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,076/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,368
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,566
−HK$200/mo
Today · 4.125%
HK$7,766
baseline
▲ 0.50% · 4.625%
HK$8,176
+HK$410/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,532/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,013
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,231
−HK$221/mo
Today · 4.125%
HK$7,452
baseline
▲ 0.50% · 4.625%
HK$7,906
+HK$454/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,904/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,802
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,011
−HK$212/mo
Today · 4.125%
HK$8,223
baseline
▲ 0.50% · 4.625%
HK$8,657
+HK$434/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,446/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).