▼ 0.50% · 3.625%
HK$3,740
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$118/mo
Today · 4.125%
HK$3,974
baseline
▲ 0.50% · 4.625%
HK$4,216
+HK$242/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$7,948/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,160
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,272
−HK$113/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,616
+HK$231/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,114
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$130/mo
Today · 4.125%
HK$4,372
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$266/mo
Deposit HK$738K · loan HK$902K · min. income ≈ HK$8,744/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,576
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,699
−HK$125/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,078
+HK$254/mo
Deposit HK$738K · loan HK$902K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$142/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,059
+HK$290/mo
Deposit HK$656K · loan HK$984K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,992
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$136/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$277/mo
Deposit HK$656K · loan HK$984K · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,861
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$153/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$315/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,553
−HK$148/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$300/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,235
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,398
−HK$166/mo
Today · 4.125%
HK$5,564
baseline
▲ 0.50% · 4.625%
HK$5,902
+HK$338/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$11,128/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,824
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,981
−HK$158/mo
Today · 4.125%
HK$6,139
baseline
▲ 0.50% · 4.625%
HK$6,463
+HK$324/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$12,278/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,609
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,784
−HK$177/mo
Today · 4.125%
HK$5,961
baseline
▲ 0.50% · 4.625%
HK$6,324
+HK$363/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$11,922/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,240
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,408
−HK$170/mo
Today · 4.125%
HK$6,578
baseline
▲ 0.50% · 4.625%
HK$6,924
+HK$346/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$13,156/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,983
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,169
−HK$190/mo
Today · 4.125%
HK$6,359
baseline
▲ 0.50% · 4.625%
HK$6,745
+HK$386/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$12,718/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,656
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,835
−HK$181/mo
Today · 4.125%
HK$7,016
baseline
▲ 0.50% · 4.625%
HK$7,386
+HK$370/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$14,032/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,357
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,555
−HK$201/mo
Today · 4.125%
HK$6,756
baseline
▲ 0.50% · 4.625%
HK$7,167
+HK$411/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$13,512/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,072
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,262
−HK$193/mo
Today · 4.125%
HK$7,455
baseline
▲ 0.50% · 4.625%
HK$7,848
+HK$393/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$14,910/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,731
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,941
−HK$212/mo
Today · 4.125%
HK$7,153
baseline
▲ 0.50% · 4.625%
HK$7,589
+HK$436/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,306/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,488
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,689
−HK$204/mo
Today · 4.125%
HK$7,893
baseline
▲ 0.50% · 4.625%
HK$8,309
+HK$416/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,786/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).