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At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,395/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$307K · loan HK$2.76M · min. income ≈ HK$26,790/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- D
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-06 | HK$3.88M | −10.4% 5.3y · −2.0%/yr |
| 2019-04-17 | HK$4.33M | +42.8% 3.8y · 11.0%/yr |
| 2015-07-06 | HK$3.03M | +269.5% |
| 2006-12-27 | HK$820K | +15.5% |
| 2006-04-25 | HK$710K | −27.6% |
| 1996-03-23 | HK$980K | — |