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At today's rate and a 90% mortgage, the deposit on this unit is about HK$296K, with repayments around HK$12,896/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$296K · loan HK$2.66M · min. income ≈ HK$25,792/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-27 | HK$3.99M | +31.7% 3.6y · 9.0%/yr |
| 2016-09-22 | HK$3.03M | +106.1% 5.6y · 19.0%/yr |
| 2011-03-04 | HK$1.47M | +31.2% |
| 2010-05-28 | HK$1.12M | +60.0% |
| 2009-09-25 | HK$700K | −22.2% |
| 2009-04-15 | HK$900K | — |