▼ 0.50% · 3.625%
HK$4,148
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$131/mo
Today · 4.125%
HK$4,408
baseline
▲ 0.50% · 4.625%
HK$4,676
+HK$268/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$8,816/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,614
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,738
−HK$126/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,120
+HK$256/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$144/mo
Today · 4.125%
HK$4,849
baseline
▲ 0.50% · 4.625%
HK$5,144
+HK$295/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$9,698/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,076
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,212
−HK$138/mo
Today · 4.125%
HK$5,350
baseline
▲ 0.50% · 4.625%
HK$5,632
+HK$282/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$10,700/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$158/mo
Today · 4.125%
HK$5,290
baseline
▲ 0.50% · 4.625%
HK$5,611
+HK$321/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$10,580/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,686
−HK$150/mo
Today · 4.125%
HK$5,836
baseline
▲ 0.50% · 4.625%
HK$6,144
+HK$308/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$11,672/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,392
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$170/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,079
+HK$349/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,999
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,160
−HK$163/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,656
+HK$333/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,807
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,988
−HK$183/mo
Today · 4.125%
HK$6,171
baseline
▲ 0.50% · 4.625%
HK$6,547
+HK$376/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,342/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,460
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,633
−HK$176/mo
Today · 4.125%
HK$6,809
baseline
▲ 0.50% · 4.625%
HK$7,168
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,618/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,222
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,415
−HK$197/mo
Today · 4.125%
HK$6,612
baseline
▲ 0.50% · 4.625%
HK$7,014
+HK$402/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$13,224/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,922
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,107
−HK$189/mo
Today · 4.125%
HK$7,296
baseline
▲ 0.50% · 4.625%
HK$7,680
+HK$384/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$14,592/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,637
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,843
−HK$210/mo
Today · 4.125%
HK$7,053
baseline
▲ 0.50% · 4.625%
HK$7,482
+HK$429/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,106/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,383
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,581
−HK$201/mo
Today · 4.125%
HK$7,782
baseline
▲ 0.50% · 4.625%
HK$8,192
+HK$410/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,564/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,051
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,271
−HK$223/mo
Today · 4.125%
HK$7,494
baseline
▲ 0.50% · 4.625%
HK$7,949
+HK$455/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$14,988/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,845
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,055
−HK$213/mo
Today · 4.125%
HK$8,268
baseline
▲ 0.50% · 4.625%
HK$8,704
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,536/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,466
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,698
−HK$236/mo
Today · 4.125%
HK$7,934
baseline
▲ 0.50% · 4.625%
HK$8,417
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,868/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,306
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,529
−HK$226/mo
Today · 4.125%
HK$8,755
baseline
▲ 0.50% · 4.625%
HK$9,216
+HK$461/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,510/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).