▼ 0.50% · 3.625%
HK$2,126
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,192
−HK$67/mo
Today · 4.125%
HK$2,259
baseline
▲ 0.50% · 4.625%
HK$2,397
+HK$138/mo
Deposit HK$466K · loan HK$466K · min. income ≈ HK$4,518/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,365
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,428
−HK$65/mo
Today · 4.125%
HK$2,493
baseline
▲ 0.50% · 4.625%
HK$2,624
+HK$131/mo
Deposit HK$466K · loan HK$466K · min. income ≈ HK$4,986/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,338
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,411
−HK$74/mo
Today · 4.125%
HK$2,485
baseline
▲ 0.50% · 4.625%
HK$2,636
+HK$151/mo
Deposit HK$420K · loan HK$513K · min. income ≈ HK$4,970/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,601
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,671
−HK$71/mo
Today · 4.125%
HK$2,742
baseline
▲ 0.50% · 4.625%
HK$2,886
+HK$144/mo
Deposit HK$420K · loan HK$513K · min. income ≈ HK$5,484/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,551
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,630
−HK$81/mo
Today · 4.125%
HK$2,711
baseline
▲ 0.50% · 4.625%
HK$2,876
+HK$165/mo
Deposit HK$373K · loan HK$559K · min. income ≈ HK$5,422/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,838
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,914
−HK$77/mo
Today · 4.125%
HK$2,991
baseline
▲ 0.50% · 4.625%
HK$3,149
+HK$158/mo
Deposit HK$373K · loan HK$559K · min. income ≈ HK$5,982/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,763
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,849
−HK$88/mo
Today · 4.125%
HK$2,937
baseline
▲ 0.50% · 4.625%
HK$3,115
+HK$178/mo
Deposit HK$326K · loan HK$606K · min. income ≈ HK$5,874/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,074
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,157
−HK$83/mo
Today · 4.125%
HK$3,240
baseline
▲ 0.50% · 4.625%
HK$3,411
+HK$171/mo
Deposit HK$326K · loan HK$606K · min. income ≈ HK$6,480/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,976
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,069
−HK$94/mo
Today · 4.125%
HK$3,163
baseline
▲ 0.50% · 4.625%
HK$3,355
+HK$192/mo
Deposit HK$280K · loan HK$653K · min. income ≈ HK$6,326/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,400
−HK$90/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,674
+HK$184/mo
Deposit HK$280K · loan HK$653K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,189
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,288
−HK$101/mo
Today · 4.125%
HK$3,389
baseline
▲ 0.50% · 4.625%
HK$3,595
+HK$206/mo
Deposit HK$233K · loan HK$699K · min. income ≈ HK$6,778/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,547
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,642
−HK$97/mo
Today · 4.125%
HK$3,739
baseline
▲ 0.50% · 4.625%
HK$3,936
+HK$197/mo
Deposit HK$233K · loan HK$699K · min. income ≈ HK$7,478/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,401
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,507
−HK$107/mo
Today · 4.125%
HK$3,614
baseline
▲ 0.50% · 4.625%
HK$3,834
+HK$220/mo
Deposit HK$186K · loan HK$746K · min. income ≈ HK$7,228/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,784
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$103/mo
Today · 4.125%
HK$3,988
baseline
▲ 0.50% · 4.625%
HK$4,198
+HK$210/mo
Deposit HK$186K · loan HK$746K · min. income ≈ HK$7,976/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,614
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$114/mo
Today · 4.125%
HK$3,840
baseline
▲ 0.50% · 4.625%
HK$4,074
+HK$234/mo
Deposit HK$140K · loan HK$792K · min. income ≈ HK$7,680/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,020
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,128
−HK$110/mo
Today · 4.125%
HK$4,238
baseline
▲ 0.50% · 4.625%
HK$4,461
+HK$223/mo
Deposit HK$140K · loan HK$792K · min. income ≈ HK$8,476/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,826
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,945
−HK$121/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$248/mo
Deposit HK$93K · loan HK$839K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,371
−HK$116/mo
Today · 4.125%
HK$4,487
baseline
▲ 0.50% · 4.625%
HK$4,723
+HK$236/mo
Deposit HK$93K · loan HK$839K · min. income ≈ HK$8,974/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).