▼ 0.50% · 3.625%
HK$4,487
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,626
−HK$142/mo
Today · 4.125%
HK$4,768
baseline
▲ 0.50% · 4.625%
HK$5,058
+HK$290/mo
Deposit HK$984K · loan HK$984K · min. income ≈ HK$9,536/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,992
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$135/mo
Today · 4.125%
HK$5,261
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$278/mo
Deposit HK$984K · loan HK$984K · min. income ≈ HK$10,522/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,936
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,089
−HK$156/mo
Today · 4.125%
HK$5,245
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$319/mo
Deposit HK$885K · loan HK$1.08M · min. income ≈ HK$10,490/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$149/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,093
+HK$306/mo
Deposit HK$885K · loan HK$1.08M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,552
−HK$170/mo
Today · 4.125%
HK$5,722
baseline
▲ 0.50% · 4.625%
HK$6,070
+HK$348/mo
Deposit HK$787K · loan HK$1.18M · min. income ≈ HK$11,444/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,990
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,151
−HK$163/mo
Today · 4.125%
HK$6,314
baseline
▲ 0.50% · 4.625%
HK$6,646
+HK$332/mo
Deposit HK$787K · loan HK$1.18M · min. income ≈ HK$12,628/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,014
−HK$185/mo
Today · 4.125%
HK$6,199
baseline
▲ 0.50% · 4.625%
HK$6,576
+HK$377/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$12,398/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,489
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,663
−HK$177/mo
Today · 4.125%
HK$6,840
baseline
▲ 0.50% · 4.625%
HK$7,200
+HK$360/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$13,680/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,282
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,477
−HK$199/mo
Today · 4.125%
HK$6,676
baseline
▲ 0.50% · 4.625%
HK$7,082
+HK$406/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$13,352/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,988
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,176
−HK$190/mo
Today · 4.125%
HK$7,366
baseline
▲ 0.50% · 4.625%
HK$7,754
+HK$388/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$14,732/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,730
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,940
−HK$212/mo
Today · 4.125%
HK$7,152
baseline
▲ 0.50% · 4.625%
HK$7,588
+HK$436/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$14,304/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,487
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,688
−HK$204/mo
Today · 4.125%
HK$7,892
baseline
▲ 0.50% · 4.625%
HK$8,308
+HK$416/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$15,784/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,179
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,402
−HK$227/mo
Today · 4.125%
HK$7,629
baseline
▲ 0.50% · 4.625%
HK$8,093
+HK$464/mo
Deposit HK$394K · loan HK$1.57M · min. income ≈ HK$15,258/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,987
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,201
−HK$217/mo
Today · 4.125%
HK$8,418
baseline
▲ 0.50% · 4.625%
HK$8,862
+HK$444/mo
Deposit HK$394K · loan HK$1.57M · min. income ≈ HK$16,836/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,628
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,865
−HK$241/mo
Today · 4.125%
HK$8,106
baseline
▲ 0.50% · 4.625%
HK$8,599
+HK$493/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,212/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,486
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,713
−HK$231/mo
Today · 4.125%
HK$8,944
baseline
▲ 0.50% · 4.625%
HK$9,416
+HK$472/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,888/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,076
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,328
−HK$255/mo
Today · 4.125%
HK$8,583
baseline
▲ 0.50% · 4.625%
HK$9,105
+HK$522/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,166/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,985
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,226
−HK$244/mo
Today · 4.125%
HK$9,470
baseline
▲ 0.50% · 4.625%
HK$9,970
+HK$500/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,940/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).