▼ 0.50% · 3.625%
HK$3,670
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,784
−HK$116/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,138
+HK$238/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,083
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,193
−HK$111/mo
Today · 4.125%
HK$4,304
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$227/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$8,608/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,037
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,163
−HK$128/mo
Today · 4.125%
HK$4,291
baseline
▲ 0.50% · 4.625%
HK$4,552
+HK$261/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$8,582/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,492
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,612
−HK$122/mo
Today · 4.125%
HK$4,734
baseline
▲ 0.50% · 4.625%
HK$4,984
+HK$250/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$9,468/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,404
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$140/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,965
+HK$284/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,031
−HK$134/mo
Today · 4.125%
HK$5,165
baseline
▲ 0.50% · 4.625%
HK$5,437
+HK$272/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$10,330/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,771
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$151/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,379
+HK$308/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,308
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$145/mo
Today · 4.125%
HK$5,595
baseline
▲ 0.50% · 4.625%
HK$5,890
+HK$295/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$11,190/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,138
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,298
−HK$163/mo
Today · 4.125%
HK$5,461
baseline
▲ 0.50% · 4.625%
HK$5,793
+HK$332/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,922/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,716
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,870
−HK$155/mo
Today · 4.125%
HK$6,025
baseline
▲ 0.50% · 4.625%
HK$6,343
+HK$318/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,050/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,505
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$174/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$356/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,125
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,289
−HK$167/mo
Today · 4.125%
HK$6,456
baseline
▲ 0.50% · 4.625%
HK$6,796
+HK$340/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$12,912/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,872
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,055
−HK$186/mo
Today · 4.125%
HK$6,241
baseline
▲ 0.50% · 4.625%
HK$6,620
+HK$379/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,482/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,533
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,708
−HK$178/mo
Today · 4.125%
HK$6,886
baseline
▲ 0.50% · 4.625%
HK$7,249
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,772/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,240
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,434
−HK$197/mo
Today · 4.125%
HK$6,631
baseline
▲ 0.50% · 4.625%
HK$7,034
+HK$403/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,262/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,941
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,128
−HK$188/mo
Today · 4.125%
HK$7,316
baseline
▲ 0.50% · 4.625%
HK$7,702
+HK$386/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,632/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,607
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,812
−HK$209/mo
Today · 4.125%
HK$7,021
baseline
▲ 0.50% · 4.625%
HK$7,448
+HK$427/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,042/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,350
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,547
−HK$200/mo
Today · 4.125%
HK$7,747
baseline
▲ 0.50% · 4.625%
HK$8,155
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,494/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).