▼ 0.50% · 3.625%
HK$4,985
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$157/mo
Today · 4.125%
HK$5,297
baseline
▲ 0.50% · 4.625%
HK$5,620
+HK$323/mo
Deposit HK$1.09M · loan HK$1.09M · min. income ≈ HK$10,594/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,545
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,694
−HK$151/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$308/mo
Deposit HK$1.09M · loan HK$1.09M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,483
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,654
−HK$173/mo
Today · 4.125%
HK$5,827
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$355/mo
Deposit HK$984K · loan HK$1.20M · min. income ≈ HK$11,654/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,100
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,264
−HK$166/mo
Today · 4.125%
HK$6,430
baseline
▲ 0.50% · 4.625%
HK$6,768
+HK$338/mo
Deposit HK$984K · loan HK$1.20M · min. income ≈ HK$12,860/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,982
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,168
−HK$189/mo
Today · 4.125%
HK$6,357
baseline
▲ 0.50% · 4.625%
HK$6,744
+HK$387/mo
Deposit HK$874K · loan HK$1.31M · min. income ≈ HK$12,714/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,655
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,833
−HK$181/mo
Today · 4.125%
HK$7,014
baseline
▲ 0.50% · 4.625%
HK$7,384
+HK$370/mo
Deposit HK$874K · loan HK$1.31M · min. income ≈ HK$14,028/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,480
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,682
−HK$204/mo
Today · 4.125%
HK$6,886
baseline
▲ 0.50% · 4.625%
HK$7,306
+HK$420/mo
Deposit HK$765K · loan HK$1.42M · min. income ≈ HK$13,772/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,209
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,402
−HK$197/mo
Today · 4.125%
HK$7,599
baseline
▲ 0.50% · 4.625%
HK$7,999
+HK$400/mo
Deposit HK$765K · loan HK$1.42M · min. income ≈ HK$15,198/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,979
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,196
−HK$220/mo
Today · 4.125%
HK$7,416
baseline
▲ 0.50% · 4.625%
HK$7,867
+HK$451/mo
Deposit HK$656K · loan HK$1.53M · min. income ≈ HK$14,832/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,764
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,972
−HK$211/mo
Today · 4.125%
HK$8,183
baseline
▲ 0.50% · 4.625%
HK$8,614
+HK$431/mo
Deposit HK$656K · loan HK$1.53M · min. income ≈ HK$16,366/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,477
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,710
−HK$236/mo
Today · 4.125%
HK$7,946
baseline
▲ 0.50% · 4.625%
HK$8,429
+HK$483/mo
Deposit HK$547K · loan HK$1.64M · min. income ≈ HK$15,892/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,318
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,541
−HK$227/mo
Today · 4.125%
HK$8,768
baseline
▲ 0.50% · 4.625%
HK$9,230
+HK$462/mo
Deposit HK$547K · loan HK$1.64M · min. income ≈ HK$17,536/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,976
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,224
−HK$252/mo
Today · 4.125%
HK$8,476
baseline
▲ 0.50% · 4.625%
HK$8,991
+HK$515/mo
Deposit HK$437K · loan HK$1.75M · min. income ≈ HK$16,952/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,873
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,111
−HK$241/mo
Today · 4.125%
HK$9,352
baseline
▲ 0.50% · 4.625%
HK$9,845
+HK$493/mo
Deposit HK$437K · loan HK$1.75M · min. income ≈ HK$18,704/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,474
−HK$531/mo
▼ 0.25% · 3.875%
HK$8,738
−HK$267/mo
Today · 4.125%
HK$9,005
baseline
▲ 0.50% · 4.625%
HK$9,553
+HK$548/mo
Deposit HK$328K · loan HK$1.86M · min. income ≈ HK$18,010/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,427
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,680
−HK$257/mo
Today · 4.125%
HK$9,937
baseline
▲ 0.50% · 4.625%
HK$10,460
+HK$523/mo
Deposit HK$328K · loan HK$1.86M · min. income ≈ HK$19,874/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,972
−HK$563/mo
▼ 0.25% · 3.875%
HK$9,252
−HK$283/mo
Today · 4.125%
HK$9,535
baseline
▲ 0.50% · 4.625%
HK$10,115
+HK$580/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$19,070/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,982
−HK$539/mo
▼ 0.25% · 3.875%
HK$10,249
−HK$272/mo
Today · 4.125%
HK$10,521
baseline
▲ 0.50% · 4.625%
HK$11,076
+HK$555/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$21,042/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).