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At today's rate and a 90% mortgage, the deposit on this unit is about HK$243K, with repayments around HK$10,592/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$243K · loan HK$2.19M · min. income ≈ HK$21,184/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 225 Saleable ft²
- Gross Area
- 337 ft²
- Efficiency
- 67%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-11 | HK$1.79M | −50.3% 7.3y · −7.0%/yr |
| 2018-05-02 | HK$3.60M | +30.9% 3.3y · 9.0%/yr |
| 2015-02-09 | HK$2.75M | +52.8% |
| 2012-04-12 | HK$1.80M | +29.5% |
| 2010-11-11 | HK$1.39M | +9.4% |
| 2010-10-13 | HK$1.27M | +29.6% |
| 2010-06-14 | HK$980K | +63.3% |
| 2005-08-27 | HK$600K | +17.6% |
| 2005-05-18 | HK$510K | — |