▼ 0.50% · 3.625%
HK$2,126
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,192
−HK$67/mo
Today · 4.125%
HK$2,259
baseline
▲ 0.50% · 4.625%
HK$2,397
+HK$138/mo
Deposit HK$466K · loan HK$466K · min. income ≈ HK$4,518/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,365
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,429
−HK$64/mo
Today · 4.125%
HK$2,493
baseline
▲ 0.50% · 4.625%
HK$2,625
+HK$132/mo
Deposit HK$466K · loan HK$466K · min. income ≈ HK$4,986/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,339
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,412
−HK$73/mo
Today · 4.125%
HK$2,485
baseline
▲ 0.50% · 4.625%
HK$2,637
+HK$152/mo
Deposit HK$420K · loan HK$513K · min. income ≈ HK$4,970/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,602
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,672
−HK$70/mo
Today · 4.125%
HK$2,742
baseline
▲ 0.50% · 4.625%
HK$2,887
+HK$145/mo
Deposit HK$420K · loan HK$513K · min. income ≈ HK$5,484/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,551
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,631
−HK$80/mo
Today · 4.125%
HK$2,711
baseline
▲ 0.50% · 4.625%
HK$2,876
+HK$165/mo
Deposit HK$373K · loan HK$559K · min. income ≈ HK$5,422/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,838
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,915
−HK$77/mo
Today · 4.125%
HK$2,992
baseline
▲ 0.50% · 4.625%
HK$3,149
+HK$157/mo
Deposit HK$373K · loan HK$559K · min. income ≈ HK$5,984/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,764
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,850
−HK$87/mo
Today · 4.125%
HK$2,937
baseline
▲ 0.50% · 4.625%
HK$3,116
+HK$179/mo
Deposit HK$326K · loan HK$606K · min. income ≈ HK$5,874/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,075
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,157
−HK$84/mo
Today · 4.125%
HK$3,241
baseline
▲ 0.50% · 4.625%
HK$3,412
+HK$171/mo
Deposit HK$326K · loan HK$606K · min. income ≈ HK$6,482/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,069
−HK$94/mo
Today · 4.125%
HK$3,163
baseline
▲ 0.50% · 4.625%
HK$3,356
+HK$193/mo
Deposit HK$280K · loan HK$653K · min. income ≈ HK$6,326/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,400
−HK$90/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,674
+HK$184/mo
Deposit HK$280K · loan HK$653K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,189
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,288
−HK$101/mo
Today · 4.125%
HK$3,389
baseline
▲ 0.50% · 4.625%
HK$3,595
+HK$206/mo
Deposit HK$233K · loan HK$699K · min. income ≈ HK$6,778/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,548
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,643
−HK$97/mo
Today · 4.125%
HK$3,740
baseline
▲ 0.50% · 4.625%
HK$3,937
+HK$197/mo
Deposit HK$233K · loan HK$699K · min. income ≈ HK$7,480/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,402
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,508
−HK$107/mo
Today · 4.125%
HK$3,615
baseline
▲ 0.50% · 4.625%
HK$3,835
+HK$220/mo
Deposit HK$186K · loan HK$746K · min. income ≈ HK$7,230/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,785
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,886
−HK$103/mo
Today · 4.125%
HK$3,989
baseline
▲ 0.50% · 4.625%
HK$4,199
+HK$210/mo
Deposit HK$186K · loan HK$746K · min. income ≈ HK$7,978/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,614
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,727
−HK$114/mo
Today · 4.125%
HK$3,841
baseline
▲ 0.50% · 4.625%
HK$4,075
+HK$234/mo
Deposit HK$140K · loan HK$793K · min. income ≈ HK$7,682/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,021
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,129
−HK$109/mo
Today · 4.125%
HK$4,238
baseline
▲ 0.50% · 4.625%
HK$4,462
+HK$224/mo
Deposit HK$140K · loan HK$793K · min. income ≈ HK$8,476/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,827
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,946
−HK$121/mo
Today · 4.125%
HK$4,067
baseline
▲ 0.50% · 4.625%
HK$4,315
+HK$248/mo
Deposit HK$93K · loan HK$839K · min. income ≈ HK$8,134/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,258
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$116/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,724
+HK$236/mo
Deposit HK$93K · loan HK$839K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).