▼ 0.50% · 3.625%
HK$2,913
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,003
−HK$92/mo
Today · 4.125%
HK$3,095
baseline
▲ 0.50% · 4.625%
HK$3,284
+HK$189/mo
Deposit HK$639K · loan HK$639K · min. income ≈ HK$6,190/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,240
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,327
−HK$89/mo
Today · 4.125%
HK$3,416
baseline
▲ 0.50% · 4.625%
HK$3,596
+HK$180/mo
Deposit HK$639K · loan HK$639K · min. income ≈ HK$6,832/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,204
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,304
−HK$101/mo
Today · 4.125%
HK$3,405
baseline
▲ 0.50% · 4.625%
HK$3,612
+HK$207/mo
Deposit HK$575K · loan HK$703K · min. income ≈ HK$6,810/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,565
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,660
−HK$97/mo
Today · 4.125%
HK$3,757
baseline
▲ 0.50% · 4.625%
HK$3,955
+HK$198/mo
Deposit HK$575K · loan HK$703K · min. income ≈ HK$7,514/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,604
−HK$111/mo
Today · 4.125%
HK$3,715
baseline
▲ 0.50% · 4.625%
HK$3,941
+HK$226/mo
Deposit HK$511K · loan HK$766K · min. income ≈ HK$7,430/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,889
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$106/mo
Today · 4.125%
HK$4,099
baseline
▲ 0.50% · 4.625%
HK$4,315
+HK$216/mo
Deposit HK$511K · loan HK$766K · min. income ≈ HK$8,198/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,787
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,904
−HK$120/mo
Today · 4.125%
HK$4,024
baseline
▲ 0.50% · 4.625%
HK$4,269
+HK$245/mo
Deposit HK$447K · loan HK$830K · min. income ≈ HK$8,048/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,213
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,326
−HK$114/mo
Today · 4.125%
HK$4,440
baseline
▲ 0.50% · 4.625%
HK$4,674
+HK$234/mo
Deposit HK$447K · loan HK$830K · min. income ≈ HK$8,880/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$129/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$263/mo
Deposit HK$383K · loan HK$894K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$124/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$252/mo
Deposit HK$383K · loan HK$894K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,505
−HK$138/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,926
+HK$283/mo
Deposit HK$319K · loan HK$958K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,861
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$132/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$270/mo
Deposit HK$319K · loan HK$958K · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,805
−HK$148/mo
Today · 4.125%
HK$4,953
baseline
▲ 0.50% · 4.625%
HK$5,254
+HK$301/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$9,906/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$141/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,753
+HK$288/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,952
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,106
−HK$156/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,583
+HK$321/mo
Deposit HK$192K · loan HK$1.09M · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,509
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,657
−HK$149/mo
Today · 4.125%
HK$5,806
baseline
▲ 0.50% · 4.625%
HK$6,112
+HK$306/mo
Deposit HK$192K · loan HK$1.09M · min. income ≈ HK$11,612/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,243
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$166/mo
Today · 4.125%
HK$5,572
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$339/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$11,144/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,989
−HK$159/mo
Today · 4.125%
HK$6,148
baseline
▲ 0.50% · 4.625%
HK$6,472
+HK$324/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$12,296/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).