▼ 0.50% · 3.625%
HK$2,504
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,582
−HK$79/mo
Today · 4.125%
HK$2,661
baseline
▲ 0.50% · 4.625%
HK$2,823
+HK$162/mo
Deposit HK$549K · loan HK$549K · min. income ≈ HK$5,322/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,786
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,861
−HK$75/mo
Today · 4.125%
HK$2,936
baseline
▲ 0.50% · 4.625%
HK$3,091
+HK$155/mo
Deposit HK$549K · loan HK$549K · min. income ≈ HK$5,872/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,755
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,840
−HK$87/mo
Today · 4.125%
HK$2,927
baseline
▲ 0.50% · 4.625%
HK$3,106
+HK$179/mo
Deposit HK$494K · loan HK$604K · min. income ≈ HK$5,854/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,065
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$83/mo
Today · 4.125%
HK$3,230
baseline
▲ 0.50% · 4.625%
HK$3,400
+HK$170/mo
Deposit HK$494K · loan HK$604K · min. income ≈ HK$6,460/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,005
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,099
−HK$95/mo
Today · 4.125%
HK$3,194
baseline
▲ 0.50% · 4.625%
HK$3,388
+HK$194/mo
Deposit HK$439K · loan HK$659K · min. income ≈ HK$6,388/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,343
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,433
−HK$91/mo
Today · 4.125%
HK$3,524
baseline
▲ 0.50% · 4.625%
HK$3,709
+HK$185/mo
Deposit HK$439K · loan HK$659K · min. income ≈ HK$7,048/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,255
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$103/mo
Today · 4.125%
HK$3,460
baseline
▲ 0.50% · 4.625%
HK$3,670
+HK$210/mo
Deposit HK$384K · loan HK$714K · min. income ≈ HK$6,920/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,622
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,719
−HK$98/mo
Today · 4.125%
HK$3,817
baseline
▲ 0.50% · 4.625%
HK$4,019
+HK$202/mo
Deposit HK$384K · loan HK$714K · min. income ≈ HK$7,634/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,506
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,615
−HK$111/mo
Today · 4.125%
HK$3,726
baseline
▲ 0.50% · 4.625%
HK$3,952
+HK$226/mo
Deposit HK$329K · loan HK$769K · min. income ≈ HK$7,452/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,900
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,005
−HK$106/mo
Today · 4.125%
HK$4,111
baseline
▲ 0.50% · 4.625%
HK$4,328
+HK$217/mo
Deposit HK$329K · loan HK$769K · min. income ≈ HK$8,222/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,756
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$119/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$243/mo
Deposit HK$275K · loan HK$824K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$114/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,637
+HK$232/mo
Deposit HK$275K · loan HK$824K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,007
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,131
−HK$127/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,517
+HK$259/mo
Deposit HK$220K · loan HK$879K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,577
−HK$121/mo
Today · 4.125%
HK$4,698
baseline
▲ 0.50% · 4.625%
HK$4,946
+HK$248/mo
Deposit HK$220K · loan HK$879K · min. income ≈ HK$9,396/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,390
−HK$134/mo
Today · 4.125%
HK$4,524
baseline
▲ 0.50% · 4.625%
HK$4,799
+HK$275/mo
Deposit HK$165K · loan HK$933K · min. income ≈ HK$9,048/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,863
−HK$129/mo
Today · 4.125%
HK$4,992
baseline
▲ 0.50% · 4.625%
HK$5,255
+HK$263/mo
Deposit HK$165K · loan HK$933K · min. income ≈ HK$9,984/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$142/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,082
+HK$292/mo
Deposit HK$110K · loan HK$988K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,015
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$137/mo
Today · 4.125%
HK$5,286
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$278/mo
Deposit HK$110K · loan HK$988K · min. income ≈ HK$10,572/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).