▼ 0.50% · 3.625%
HK$2,366
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,439
−HK$75/mo
Today · 4.125%
HK$2,514
baseline
▲ 0.50% · 4.625%
HK$2,667
+HK$153/mo
Deposit HK$519K · loan HK$519K · min. income ≈ HK$5,028/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,632
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,703
−HK$71/mo
Today · 4.125%
HK$2,774
baseline
▲ 0.50% · 4.625%
HK$2,920
+HK$146/mo
Deposit HK$519K · loan HK$519K · min. income ≈ HK$5,548/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,602
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,683
−HK$83/mo
Today · 4.125%
HK$2,766
baseline
▲ 0.50% · 4.625%
HK$2,934
+HK$168/mo
Deposit HK$467K · loan HK$571K · min. income ≈ HK$5,532/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,895
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,973
−HK$79/mo
Today · 4.125%
HK$3,052
baseline
▲ 0.50% · 4.625%
HK$3,212
+HK$160/mo
Deposit HK$467K · loan HK$571K · min. income ≈ HK$6,104/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,839
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,927
−HK$90/mo
Today · 4.125%
HK$3,017
baseline
▲ 0.50% · 4.625%
HK$3,201
+HK$184/mo
Deposit HK$415K · loan HK$623K · min. income ≈ HK$6,034/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,158
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,243
−HK$86/mo
Today · 4.125%
HK$3,329
baseline
▲ 0.50% · 4.625%
HK$3,504
+HK$175/mo
Deposit HK$415K · loan HK$623K · min. income ≈ HK$6,658/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,076
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,171
−HK$97/mo
Today · 4.125%
HK$3,268
baseline
▲ 0.50% · 4.625%
HK$3,467
+HK$199/mo
Deposit HK$363K · loan HK$674K · min. income ≈ HK$6,536/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,422
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,513
−HK$93/mo
Today · 4.125%
HK$3,606
baseline
▲ 0.50% · 4.625%
HK$3,796
+HK$190/mo
Deposit HK$363K · loan HK$674K · min. income ≈ HK$7,212/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,312
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,415
−HK$105/mo
Today · 4.125%
HK$3,520
baseline
▲ 0.50% · 4.625%
HK$3,734
+HK$214/mo
Deposit HK$311K · loan HK$726K · min. income ≈ HK$7,040/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,685
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,784
−HK$100/mo
Today · 4.125%
HK$3,884
baseline
▲ 0.50% · 4.625%
HK$4,089
+HK$205/mo
Deposit HK$311K · loan HK$726K · min. income ≈ HK$7,768/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$112/mo
Today · 4.125%
HK$3,771
baseline
▲ 0.50% · 4.625%
HK$4,001
+HK$230/mo
Deposit HK$259K · loan HK$778K · min. income ≈ HK$7,542/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,948
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$107/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$220/mo
Deposit HK$259K · loan HK$778K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,785
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,903
−HK$120/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,267
+HK$244/mo
Deposit HK$208K · loan HK$830K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,211
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$115/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,673
+HK$234/mo
Deposit HK$208K · loan HK$830K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,022
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,147
−HK$127/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,534
+HK$260/mo
Deposit HK$156K · loan HK$882K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$122/mo
Today · 4.125%
HK$4,716
baseline
▲ 0.50% · 4.625%
HK$4,965
+HK$249/mo
Deposit HK$156K · loan HK$882K · min. income ≈ HK$9,432/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,258
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$135/mo
Today · 4.125%
HK$4,526
baseline
▲ 0.50% · 4.625%
HK$4,801
+HK$275/mo
Deposit HK$104K · loan HK$934K · min. income ≈ HK$9,052/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,865
−HK$128/mo
Today · 4.125%
HK$4,993
baseline
▲ 0.50% · 4.625%
HK$5,257
+HK$264/mo
Deposit HK$104K · loan HK$934K · min. income ≈ HK$9,986/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).