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At today's rate and a 90% mortgage, the deposit on this unit is about HK$247K, with repayments around HK$10,755/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$247K · loan HK$2.22M · min. income ≈ HK$21,510/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 216 Saleable ft²
- Gross Area
- 383 ft²
- Efficiency
- 56%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-18 | HK$2.60M | +22.2% 13.1y · 7.0%/yr |
| 2024-05-28 | HK$2.13M | +59.9% 13.1y · 5.0%/yr |
| 2011-05-03 | HK$1.33M | +87.3% |
| 2008-08-13 | HK$710K | +22.4% |
| 2007-04-24 | HK$580K | −20.5% |
| 2000-09-04 | HK$730K | −23.2% |
| 2000-09-04 | HK$950K | −15.9% |
| 1997-02-15 | HK$1.13M | — |