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At today's rate and a 90% mortgage, the deposit on this unit is about HK$265K, with repayments around HK$11,555/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$265K · loan HK$2.38M · min. income ≈ HK$23,110/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 383 ft²
- Efficiency
- 58%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-16 | HK$2.65M | −33.4% 8.0y |
| 2018-06-29 | HK$3.98M | +231.7% 7.9y · 29.0%/yr |
| 2010-08-16 | HK$1.20M | +25.0% |
| 2010-06-02 | HK$960K | −20.0% |
| 1997-01-13 | HK$1.20M | — |