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At today's rate and a 90% mortgage, the deposit on this unit is about HK$661K, with repayments around HK$28,817/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$57,634/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$195,665 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mei Foo Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- NO. 2 (FLAT C)
- Saleable Area
- 666 Saleable ft²
- Gross Area
- 957 ft²
- Efficiency
- 70%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-05-09 | HK$7.43M | +32.9% 4.5y · 7.0%/yr |
| 2012-10-18 | HK$5.59M | +47.1% |
| 2010-07-20 | HK$3.80M | +8.6% |
| 2010-01-08 | HK$3.50M | +37.8% |
| 2005-04-27 | HK$2.54M | +22.1% |
| 2005-02-15 | HK$2.08M | +38.7% |
| 2003-07-30 | HK$1.50M | +11.1% |
| 2003-02-07 | HK$1.35M | −48.9% |
| 1999-02-25 | HK$2.64M | −35.6% |
| 1997-07-07 | HK$4.10M | — |