▼ 0.50% · 3.625%
HK$1,697
−HK$106/mo
▼ 0.25% · 3.875%
HK$1,750
−HK$53/mo
Today · 4.125%
HK$1,803
baseline
▲ 0.50% · 4.625%
HK$1,913
+HK$110/mo
Deposit HK$372K · loan HK$372K · min. income ≈ HK$3,606/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,888
−HK$102/mo
▼ 0.25% · 3.875%
HK$1,938
−HK$52/mo
Today · 4.125%
HK$1,990
baseline
▲ 0.50% · 4.625%
HK$2,095
+HK$105/mo
Deposit HK$372K · loan HK$372K · min. income ≈ HK$3,980/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,866
−HK$118/mo
▼ 0.25% · 3.875%
HK$1,925
−HK$59/mo
Today · 4.125%
HK$1,984
baseline
▲ 0.50% · 4.625%
HK$2,104
+HK$120/mo
Deposit HK$335K · loan HK$409K · min. income ≈ HK$3,968/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,076
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,132
−HK$57/mo
Today · 4.125%
HK$2,189
baseline
▲ 0.50% · 4.625%
HK$2,304
+HK$115/mo
Deposit HK$335K · loan HK$409K · min. income ≈ HK$4,378/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,036
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,099
−HK$65/mo
Today · 4.125%
HK$2,164
baseline
▲ 0.50% · 4.625%
HK$2,295
+HK$131/mo
Deposit HK$298K · loan HK$446K · min. income ≈ HK$4,328/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,265
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,326
−HK$62/mo
Today · 4.125%
HK$2,388
baseline
▲ 0.50% · 4.625%
HK$2,513
+HK$125/mo
Deposit HK$298K · loan HK$446K · min. income ≈ HK$4,776/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,206
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,274
−HK$70/mo
Today · 4.125%
HK$2,344
baseline
▲ 0.50% · 4.625%
HK$2,487
+HK$143/mo
Deposit HK$260K · loan HK$484K · min. income ≈ HK$4,688/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,454
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,520
−HK$67/mo
Today · 4.125%
HK$2,587
baseline
▲ 0.50% · 4.625%
HK$2,723
+HK$136/mo
Deposit HK$260K · loan HK$484K · min. income ≈ HK$5,174/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,376
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,449
−HK$75/mo
Today · 4.125%
HK$2,524
baseline
▲ 0.50% · 4.625%
HK$2,678
+HK$154/mo
Deposit HK$223K · loan HK$521K · min. income ≈ HK$5,048/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,643
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,714
−HK$71/mo
Today · 4.125%
HK$2,785
baseline
▲ 0.50% · 4.625%
HK$2,932
+HK$147/mo
Deposit HK$223K · loan HK$521K · min. income ≈ HK$5,570/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,545
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,624
−HK$81/mo
Today · 4.125%
HK$2,705
baseline
▲ 0.50% · 4.625%
HK$2,869
+HK$164/mo
Deposit HK$186K · loan HK$558K · min. income ≈ HK$5,410/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,831
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,907
−HK$77/mo
Today · 4.125%
HK$2,984
baseline
▲ 0.50% · 4.625%
HK$3,142
+HK$158/mo
Deposit HK$186K · loan HK$558K · min. income ≈ HK$5,968/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,715
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,799
−HK$86/mo
Today · 4.125%
HK$2,885
baseline
▲ 0.50% · 4.625%
HK$3,061
+HK$176/mo
Deposit HK$149K · loan HK$595K · min. income ≈ HK$5,770/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,020
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,101
−HK$82/mo
Today · 4.125%
HK$3,183
baseline
▲ 0.50% · 4.625%
HK$3,351
+HK$168/mo
Deposit HK$149K · loan HK$595K · min. income ≈ HK$6,366/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,885
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,974
−HK$91/mo
Today · 4.125%
HK$3,065
baseline
▲ 0.50% · 4.625%
HK$3,252
+HK$187/mo
Deposit HK$112K · loan HK$633K · min. income ≈ HK$6,130/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,209
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,295
−HK$87/mo
Today · 4.125%
HK$3,382
baseline
▲ 0.50% · 4.625%
HK$3,561
+HK$179/mo
Deposit HK$112K · loan HK$633K · min. income ≈ HK$6,764/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,054
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,149
−HK$97/mo
Today · 4.125%
HK$3,246
baseline
▲ 0.50% · 4.625%
HK$3,443
+HK$197/mo
Deposit HK$74K · loan HK$670K · min. income ≈ HK$6,492/mo (50% DSR)
Upfront cash ≈ HK$75K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,398
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$92/mo
Today · 4.125%
HK$3,581
baseline
▲ 0.50% · 4.625%
HK$3,770
+HK$189/mo
Deposit HK$74K · loan HK$670K · min. income ≈ HK$7,162/mo (50% DSR)
Upfront cash ≈ HK$75K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).