▼ 0.50% · 3.625%
HK$3,579
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,690
−HK$113/mo
Today · 4.125%
HK$3,803
baseline
▲ 0.50% · 4.625%
HK$4,034
+HK$231/mo
Deposit HK$785K · loan HK$785K · min. income ≈ HK$7,606/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,981
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,088
−HK$108/mo
Today · 4.125%
HK$4,196
baseline
▲ 0.50% · 4.625%
HK$4,417
+HK$221/mo
Deposit HK$785K · loan HK$785K · min. income ≈ HK$8,392/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,936
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,059
−HK$124/mo
Today · 4.125%
HK$4,183
baseline
▲ 0.50% · 4.625%
HK$4,438
+HK$255/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$8,366/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,379
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$119/mo
Today · 4.125%
HK$4,616
baseline
▲ 0.50% · 4.625%
HK$4,859
+HK$243/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$9,232/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,294
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$136/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,841
+HK$277/mo
Deposit HK$628K · loan HK$942K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,777
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$130/mo
Today · 4.125%
HK$5,035
baseline
▲ 0.50% · 4.625%
HK$5,301
+HK$266/mo
Deposit HK$628K · loan HK$942K · min. income ≈ HK$10,070/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,797
−HK$147/mo
Today · 4.125%
HK$4,944
baseline
▲ 0.50% · 4.625%
HK$5,245
+HK$301/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$9,888/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,175
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,314
−HK$141/mo
Today · 4.125%
HK$5,455
baseline
▲ 0.50% · 4.625%
HK$5,743
+HK$288/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$10,910/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,010
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,166
−HK$158/mo
Today · 4.125%
HK$5,324
baseline
▲ 0.50% · 4.625%
HK$5,648
+HK$324/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$10,648/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,574
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,723
−HK$152/mo
Today · 4.125%
HK$5,875
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$309/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$11,750/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$169/mo
Today · 4.125%
HK$5,704
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$348/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$11,408/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,972
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,132
−HK$162/mo
Today · 4.125%
HK$6,294
baseline
▲ 0.50% · 4.625%
HK$6,626
+HK$332/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$12,588/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,726
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,904
−HK$181/mo
Today · 4.125%
HK$6,085
baseline
▲ 0.50% · 4.625%
HK$6,455
+HK$370/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$12,170/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,370
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,541
−HK$173/mo
Today · 4.125%
HK$6,714
baseline
▲ 0.50% · 4.625%
HK$7,068
+HK$354/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$13,428/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,084
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,273
−HK$192/mo
Today · 4.125%
HK$6,465
baseline
▲ 0.50% · 4.625%
HK$6,858
+HK$393/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,930/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,768
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,949
−HK$185/mo
Today · 4.125%
HK$7,134
baseline
▲ 0.50% · 4.625%
HK$7,510
+HK$376/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,268/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,441
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,642
−HK$203/mo
Today · 4.125%
HK$6,845
baseline
▲ 0.50% · 4.625%
HK$7,262
+HK$417/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,690/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,166
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,358
−HK$195/mo
Today · 4.125%
HK$7,553
baseline
▲ 0.50% · 4.625%
HK$7,951
+HK$398/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,106/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).