▼ 0.50% · 3.625%
HK$2,765
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,851
−HK$88/mo
Today · 4.125%
HK$2,939
baseline
▲ 0.50% · 4.625%
HK$3,117
+HK$178/mo
Deposit HK$606K · loan HK$606K · min. income ≈ HK$5,878/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,076
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,159
−HK$83/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,413
+HK$171/mo
Deposit HK$606K · loan HK$606K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,042
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,136
−HK$96/mo
Today · 4.125%
HK$3,232
baseline
▲ 0.50% · 4.625%
HK$3,429
+HK$197/mo
Deposit HK$546K · loan HK$667K · min. income ≈ HK$6,464/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,384
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,475
−HK$92/mo
Today · 4.125%
HK$3,567
baseline
▲ 0.50% · 4.625%
HK$3,755
+HK$188/mo
Deposit HK$546K · loan HK$667K · min. income ≈ HK$7,134/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,318
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,421
−HK$105/mo
Today · 4.125%
HK$3,526
baseline
▲ 0.50% · 4.625%
HK$3,741
+HK$215/mo
Deposit HK$485K · loan HK$728K · min. income ≈ HK$7,052/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,691
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,790
−HK$101/mo
Today · 4.125%
HK$3,891
baseline
▲ 0.50% · 4.625%
HK$4,096
+HK$205/mo
Deposit HK$485K · loan HK$728K · min. income ≈ HK$7,782/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,595
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,706
−HK$114/mo
Today · 4.125%
HK$3,820
baseline
▲ 0.50% · 4.625%
HK$4,052
+HK$232/mo
Deposit HK$424K · loan HK$788K · min. income ≈ HK$7,640/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,999
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,106
−HK$109/mo
Today · 4.125%
HK$4,215
baseline
▲ 0.50% · 4.625%
HK$4,437
+HK$222/mo
Deposit HK$424K · loan HK$788K · min. income ≈ HK$8,430/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,871
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,992
−HK$122/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,364
+HK$250/mo
Deposit HK$364K · loan HK$849K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,422
−HK$117/mo
Today · 4.125%
HK$4,539
baseline
▲ 0.50% · 4.625%
HK$4,779
+HK$240/mo
Deposit HK$364K · loan HK$849K · min. income ≈ HK$9,078/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,148
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$131/mo
Today · 4.125%
HK$4,408
baseline
▲ 0.50% · 4.625%
HK$4,676
+HK$268/mo
Deposit HK$303K · loan HK$909K · min. income ≈ HK$8,816/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,614
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,738
−HK$126/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,120
+HK$256/mo
Deposit HK$303K · loan HK$909K · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,424
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$140/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,988
+HK$286/mo
Deposit HK$243K · loan HK$970K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,054
−HK$134/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,461
+HK$273/mo
Deposit HK$243K · loan HK$970K · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,701
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,847
−HK$148/mo
Today · 4.125%
HK$4,995
baseline
▲ 0.50% · 4.625%
HK$5,299
+HK$304/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$9,990/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,229
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,370
−HK$142/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,803
+HK$291/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$157/mo
Today · 4.125%
HK$5,289
baseline
▲ 0.50% · 4.625%
HK$5,611
+HK$322/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,578/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,686
−HK$150/mo
Today · 4.125%
HK$5,836
baseline
▲ 0.50% · 4.625%
HK$6,144
+HK$308/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,672/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).