▼ 0.50% · 3.625%
HK$2,619
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,701
−HK$83/mo
Today · 4.125%
HK$2,784
baseline
▲ 0.50% · 4.625%
HK$2,953
+HK$169/mo
Deposit HK$574K · loan HK$574K · min. income ≈ HK$5,568/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,914
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,992
−HK$80/mo
Today · 4.125%
HK$3,072
baseline
▲ 0.50% · 4.625%
HK$3,233
+HK$161/mo
Deposit HK$574K · loan HK$574K · min. income ≈ HK$6,144/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,881
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,971
−HK$91/mo
Today · 4.125%
HK$3,062
baseline
▲ 0.50% · 4.625%
HK$3,248
+HK$186/mo
Deposit HK$517K · loan HK$632K · min. income ≈ HK$6,124/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,205
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,291
−HK$88/mo
Today · 4.125%
HK$3,379
baseline
▲ 0.50% · 4.625%
HK$3,557
+HK$178/mo
Deposit HK$517K · loan HK$632K · min. income ≈ HK$6,758/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,143
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,241
−HK$99/mo
Today · 4.125%
HK$3,340
baseline
▲ 0.50% · 4.625%
HK$3,544
+HK$204/mo
Deposit HK$459K · loan HK$689K · min. income ≈ HK$6,680/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,497
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,591
−HK$95/mo
Today · 4.125%
HK$3,686
baseline
▲ 0.50% · 4.625%
HK$3,880
+HK$194/mo
Deposit HK$459K · loan HK$689K · min. income ≈ HK$7,372/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,405
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,511
−HK$108/mo
Today · 4.125%
HK$3,619
baseline
▲ 0.50% · 4.625%
HK$3,839
+HK$220/mo
Deposit HK$402K · loan HK$747K · min. income ≈ HK$7,238/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,788
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,890
−HK$103/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,203
+HK$210/mo
Deposit HK$402K · loan HK$747K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,667
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,781
−HK$116/mo
Today · 4.125%
HK$3,897
baseline
▲ 0.50% · 4.625%
HK$4,134
+HK$237/mo
Deposit HK$345K · loan HK$804K · min. income ≈ HK$7,794/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,080
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,189
−HK$111/mo
Today · 4.125%
HK$4,300
baseline
▲ 0.50% · 4.625%
HK$4,527
+HK$227/mo
Deposit HK$345K · loan HK$804K · min. income ≈ HK$8,600/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,929
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$125/mo
Today · 4.125%
HK$4,176
baseline
▲ 0.50% · 4.625%
HK$4,430
+HK$254/mo
Deposit HK$287K · loan HK$862K · min. income ≈ HK$8,352/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,371
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$119/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$243/mo
Deposit HK$287K · loan HK$862K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,191
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,321
−HK$133/mo
Today · 4.125%
HK$4,454
baseline
▲ 0.50% · 4.625%
HK$4,725
+HK$271/mo
Deposit HK$230K · loan HK$919K · min. income ≈ HK$8,908/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,663
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,788
−HK$126/mo
Today · 4.125%
HK$4,914
baseline
▲ 0.50% · 4.625%
HK$5,173
+HK$259/mo
Deposit HK$230K · loan HK$919K · min. income ≈ HK$9,828/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$140/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$5,020
+HK$288/mo
Deposit HK$172K · loan HK$976K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,954
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,087
−HK$135/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,497
+HK$275/mo
Deposit HK$172K · loan HK$976K · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,715
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,862
−HK$149/mo
Today · 4.125%
HK$5,011
baseline
▲ 0.50% · 4.625%
HK$5,316
+HK$305/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$10,022/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$143/mo
Today · 4.125%
HK$5,529
baseline
▲ 0.50% · 4.625%
HK$5,820
+HK$291/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$11,058/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).