▼ 0.50% · 3.625%
HK$2,698
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,782
−HK$85/mo
Today · 4.125%
HK$2,867
baseline
▲ 0.50% · 4.625%
HK$3,041
+HK$174/mo
Deposit HK$592K · loan HK$592K · min. income ≈ HK$5,734/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,001
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,082
−HK$81/mo
Today · 4.125%
HK$3,163
baseline
▲ 0.50% · 4.625%
HK$3,330
+HK$167/mo
Deposit HK$592K · loan HK$592K · min. income ≈ HK$6,326/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,967
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,060
−HK$93/mo
Today · 4.125%
HK$3,153
baseline
▲ 0.50% · 4.625%
HK$3,345
+HK$192/mo
Deposit HK$532K · loan HK$651K · min. income ≈ HK$6,306/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,301
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,390
−HK$90/mo
Today · 4.125%
HK$3,480
baseline
▲ 0.50% · 4.625%
HK$3,663
+HK$183/mo
Deposit HK$532K · loan HK$651K · min. income ≈ HK$6,960/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,237
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,338
−HK$102/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,649
+HK$209/mo
Deposit HK$473K · loan HK$710K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$98/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$3,996
+HK$200/mo
Deposit HK$473K · loan HK$710K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,507
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,616
−HK$111/mo
Today · 4.125%
HK$3,727
baseline
▲ 0.50% · 4.625%
HK$3,954
+HK$227/mo
Deposit HK$414K · loan HK$769K · min. income ≈ HK$7,454/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,901
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,006
−HK$106/mo
Today · 4.125%
HK$4,112
baseline
▲ 0.50% · 4.625%
HK$4,329
+HK$217/mo
Deposit HK$414K · loan HK$769K · min. income ≈ HK$8,224/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,777
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,894
−HK$120/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,258
+HK$244/mo
Deposit HK$355K · loan HK$828K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,202
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,314
−HK$115/mo
Today · 4.125%
HK$4,429
baseline
▲ 0.50% · 4.625%
HK$4,662
+HK$233/mo
Deposit HK$355K · loan HK$828K · min. income ≈ HK$8,858/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,046
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$128/mo
Today · 4.125%
HK$4,300
baseline
▲ 0.50% · 4.625%
HK$4,562
+HK$262/mo
Deposit HK$296K · loan HK$887K · min. income ≈ HK$8,600/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,502
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$123/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$4,995
+HK$250/mo
Deposit HK$296K · loan HK$887K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$137/mo
Today · 4.125%
HK$4,587
baseline
▲ 0.50% · 4.625%
HK$4,866
+HK$279/mo
Deposit HK$237K · loan HK$946K · min. income ≈ HK$9,174/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,802
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,931
−HK$130/mo
Today · 4.125%
HK$5,061
baseline
▲ 0.50% · 4.625%
HK$5,328
+HK$267/mo
Deposit HK$237K · loan HK$946K · min. income ≈ HK$10,122/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,729
−HK$145/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$296/mo
Deposit HK$177K · loan HK$1.01M · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,102
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,239
−HK$139/mo
Today · 4.125%
HK$5,378
baseline
▲ 0.50% · 4.625%
HK$5,661
+HK$283/mo
Deposit HK$177K · loan HK$1.01M · min. income ≈ HK$10,756/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,007
−HK$153/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,474
+HK$314/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,547
−HK$147/mo
Today · 4.125%
HK$5,694
baseline
▲ 0.50% · 4.625%
HK$5,994
+HK$300/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$11,388/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).